riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Saline County Disaster Risk

Saline County, Nebraska

FEMA Risk Rating

Very Low

National Percentile

42th

of 3,144 counties

State Rank

#21

of 93 (1 = highest risk)

Flood Risk

39th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 39% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 69% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 69% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 18% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Saline County, Nebraska

Saline faces moderate disaster pressures

Saline County's composite risk score of 42.40 sits firmly in the 'Very Low' category but well above the national average, placing it among the more exposed counties. While still relatively safe, Saline residents face more natural hazard risk than most Americans.

Higher-risk profile than most Nebraska counties

At 42.40, Saline County exceeds Nebraska's state average of 25.80 and ranks in the upper third of the state's risk distribution. The county faces notably higher exposure to tornadoes, floods, and wildfires than typical Nebraska locations.

Riskier than surrounding agricultural counties

Saline County's score of 42.40 substantially exceeds neighboring Clay, Hamilton, and Fillmore counties' risk profiles. Its geographic position in central Nebraska exposes it to stronger convective storm activity than counties to the east or west.

Tornadoes and wildfires dominate the hazard landscape

Tornado risk scores 69.02 and wildfire risk reaches 68.86, making these equally serious threats for Saline County residents. Flood risk of 38.61 adds a tertiary concern, particularly for properties near river bottoms or low-lying areas.

Comprehensive coverage protects against multiple threats

Saline County residents need robust windstorm and hail coverage—standard homeowners policies typically include this, but verify your protection explicitly. Consider flood insurance if you're in a mapped floodplain, and wildfire endorsements for acreage; comprehensive coverage is essential here.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Saline County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    69th percentile
  2. #2
    WildfirePrepare
    69th percentile
  3. #3
    FloodPrepare
    39th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Saline County

Risk Verdict

Saline County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 42th percentile nationally. The 42th percentile national ranking is one lens; Saline County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Tornado risk is Saline County's dominant natural hazard, ranked at the 69th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 69th percentile nationally. Additional tracked hazards include flood (39th percentile), earthquake (18th percentile), hurricane (0th percentile).

Preparedness Context

At the 69th percentile nationally for tornado risk, Saline County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. Wildfire is the second hazard driver for Saline County at the 69th percentile nationally, meaning households should maintain awareness of both severe-weather and wildfire-specific warning systems. For Saline County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.

Regional Context

At 16.6 points above the Nebraska state average, Saline County carries meaningfully higher natural disaster exposure than a typical Nebraska county.

Is your household prepared for Saline County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Saline County, NE?
Saline County has a FEMA National Risk Index rating of Very Low, placing it in the 42th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Saline County?
Saline County is evaluated for five major natural hazard types: tornado (69th percentile), wildfire (69th percentile), flooding (39th percentile), earthquake (18th percentile), hurricane (0th percentile). The highest-risk hazard is tornado at the 69th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Saline County risk compare to the Nebraska average?
Saline County's composite risk percentile is 42th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Saline County faces higher natural disaster risk than the typical county in Nebraska.
Is Saline County at risk for tornado?
Yes, Saline County's tornado risk is at the 69th percentile nationally. This is above the national median. For flooding specifically, Saline County is at the 39th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Saline County higher risk than average?
Saline County's composite risk score of 42th percentile is above the Nebraska state average of 26th percentile. This elevated risk is driven by tornado exposure (69th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.