riskbycounty
FEMA National Risk Index

Thomas County Disaster Risk

Thomas County, Nebraska

FEMA Risk Rating

Very Low

National Percentile

0th

of 3,144 counties

State Rank

#92

of 93 (1 = highest risk)

Flood Risk

1th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 1% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 42% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 8% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 3% of US counties

Risk Advisory: Thomas County

Risk Verdict

Thomas County has a very low overall disaster risk profile, scoring in the 0th percentile nationally. This county is among the safer counties in the United States from a natural disaster perspective, though no area is entirely risk-free.

Hazard Breakdown

Wildfire risk is the dominant hazard for Thomas County, scoring in the 42th percentile nationally. It is followed by tornado risk at the 8th percentile. Additional hazards include earthquake (3th), flood (1th).

Preparedness Context

With wildfire risk as the top concern, Thomas County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Thomas County is notably safer than the average county in Nebraska. Its composite risk score is 25.6 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.

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Frequently Asked Questions

What is the natural disaster risk in Thomas County, NE?
Thomas County has a FEMA National Risk Index rating of Very Low, placing it in the 0th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Thomas County?
Thomas County is evaluated for five major natural hazard types: wildfire (42th percentile), tornado (8th percentile), earthquake (3th percentile), flooding (1th percentile). The highest-risk hazard is wildfire at the 42th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Thomas County risk compare to the Nebraska average?
Thomas County's composite risk percentile is 0th, compared to the Nebraska state average of 26th percentile. The state's overall risk rating is Very Low. This means Thomas County faces lower natural disaster risk than the typical county in Nebraska.
Is Thomas County at risk for wildfire?
Yes, Thomas County's wildfire risk is at the 42th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Thomas County is at the 1th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Thomas County a safe place to live?
Thomas County's composite risk score of 0th percentile is below the Nebraska state average of 26th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 42th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Grant County

Nebraska

+0.0

Very Low

0th percentile

McPherson County

Nebraska

-0.0

Very Low

0th percentile

Logan County

Nebraska

+0.1

Very Low

0th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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