Bergen County Disaster Risk

Bergen County, New Jersey

FEMA Risk Rating

Relatively High

National Percentile

98th

of 3,144 counties

State Rank

#1

of 21 (1 = highest risk)

Flood Risk

100th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very High

Higher than 100% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 22% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 96% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 93% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Bergen County, NJ?
Bergen County has a FEMA National Risk Index rating of Relatively High, placing it in the 98th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Bergen County?
Bergen County is evaluated for five major natural hazard types: flooding (100th percentile), earthquake (96th percentile), hurricane (93th percentile), tornado (92th percentile), wildfire (22th percentile). The highest-risk hazard is flooding at the 100th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Bergen County risk compare to the New Jersey average?
Bergen County's composite risk percentile is 98th, compared to the New Jersey state average of 91th percentile. The state's overall risk rating is Relatively Moderate. This means Bergen County faces higher natural disaster risk than the typical county in New Jersey.
Is Bergen County at risk for flooding?
Yes, Bergen County's flooding risk is at the 100th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Bergen County higher risk than average?
Bergen County's composite risk score of 98th percentile is above the New Jersey state average of 91th percentile. This elevated risk is driven by flooding exposure (100th percentile), along with earthquake and hurricane and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.