Bergen County Disaster Risk
Bergen County, New Jersey
FEMA Risk Rating
Relatively High
National Percentile
98th
of 3,144 counties
State Rank
#1
of 21 (1 = highest risk)
Flood Risk
100th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very High
Higher than 100% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 22% of US counties
Tornado
Tornado and severe thunderstorm risk
Moderate
Higher than 92% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively High
Higher than 96% of US counties
Hurricane
Tropical cyclone and hurricane risk
Moderate
Higher than 93% of US counties
Risk Advisory: Bergen County
Risk Verdict
Bergen County carries a relatively high overall disaster risk profile, scoring in the 98th percentile nationally. This places it among the most at-risk counties in the United States. Residents should prioritize comprehensive emergency preparedness, including reviewing insurance coverage and having an evacuation plan.
Hazard Breakdown
Flood risk is the dominant hazard for Bergen County, scoring in the 100th percentile nationally. It is followed by earthquake risk at the 96th percentile. Additional hazards include hurricane (93th), tornado (92th), wildfire (22th).
Preparedness Context
With flood risk as the top concern, Bergen County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as earthquake also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.
Regional Context
Bergen County is significantly riskier than the average county in New Jersey. Its composite risk score is 7 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.
Is your home insured against Bergen County's risks?
Compare home and flood insurance quotes in minutes.
Sponsored
High flood risk area
Learn about NFIP flood insurance coverage for your property.
Frequently Asked Questions
What is the natural disaster risk in Bergen County, NJ?
What types of natural hazards affect Bergen County?
How does Bergen County risk compare to the New Jersey average?
Is Bergen County at risk for flooding?
How is natural disaster risk measured?
Why is Bergen County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.