Allegany County Disaster Risk
Allegany County, New York
FEMA Risk Rating
Relatively Low
National Percentile
70th
of 3,144 counties
State Rank
#32
of 62 (1 = highest risk)
Flood Risk
85th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Moderate
Higher than 85% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 20% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 42% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 27% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 64% of US counties
Risk Overview
About Natural Disaster Risk in Allegany County, New York
Allegany's risk sits near the middle
With a composite risk score of 69.75 and a relatively low rating, Allegany County tracks close to the national average and is among the safer counties in its state. This moderate exposure means targeted insurance and preparedness can effectively manage your risk.
One of New York's calmer counties
At 69.75, Allegany sits right at New York's state average of 69.42, placing it in the middle tier of risk across the state. Several neighboring counties face notably higher exposure, making Allegany a relatively stable part of the region.
Lower risk than southern neighbors
Allegany County's score of 69.75 is considerably lower than Broome County (87.47) to the east and Chautauqua County (84.64) to the west. It's comparable to Cayuga County (61.51) and less risky than nearby Cattaraugus County (81.58).
Floods present the clearest concern
Flood risk dominates at 84.57, while tornado risk (41.51) and earthquake risk (26.97) remain well below state averages. Your primary focus should be understanding local flood maps and ensuring proper drainage around your home.
Prioritize flood coverage above all
With flood risk at 84.57, flood insurance is your essential protection—check FEMA's flood maps and consider coverage even outside high-risk zones. Standard homeowners insurance covers tornado and other hazards adequately, so your budget can focus on the flood gap.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Allegany County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Allegany County
Risk Verdict
Allegany County ranks at the 70th percentile nationally for natural disaster risk — below the median for U.S. counties. Residents are encouraged to understand which hazards dominate locally and tailor their preparedness accordingly.
Hazard Breakdown
Flood risk is Allegany County's dominant natural hazard, ranked at the 85th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 64th percentile nationally. Additional tracked hazards include tornado (42th percentile), earthquake (27th percentile), wildfire (20th percentile).
Preparedness Context
Allegany County sits at the 85th percentile nationally for flood exposure. Knowing your property's flood zone designation — available at FEMA's Flood Map Service Center — is the first step toward understanding actual exposure and insurance options. Alongside flooding, hurricane exposure at the 64th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Regardless of specific hazard, Allegany County households benefit from a practiced communication plan: a designated out-of-state contact and a pre-agreed evacuation destination established before the season's peak risk period.
Regional Context
The county's composite score diverges by only 0.3 points from the New York average, making Allegany County's hazard profile broadly typical for this part of the state.
Is your household prepared for Allegany County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Allegany County, NY?
What types of natural hazards affect Allegany County?
How does Allegany County risk compare to the New York average?
Is Allegany County at risk for flooding?
How is natural disaster risk measured?
Why is Allegany County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.