Putnam County Disaster Risk

Putnam County, New York

FEMA Risk Rating

Very Low

National Percentile

40th

of 3,144 counties

State Rank

#58

of 62 (1 = highest risk)

Flood Risk

57th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 57% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 20% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 30% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 65% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 73% of US counties

Is your home insured against Putnam County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

High flood risk area

Learn about NFIP flood insurance coverage for your property.

Learn More →

Frequently Asked Questions

What is the natural disaster risk in Putnam County, NY?
Putnam County has a FEMA National Risk Index rating of Very Low, placing it in the 40th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Putnam County?
Putnam County is evaluated for five major natural hazard types: hurricane (73th percentile), earthquake (65th percentile), flooding (57th percentile), tornado (30th percentile), wildfire (20th percentile). The highest-risk hazard is hurricane at the 73th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Putnam County risk compare to the New York average?
Putnam County's composite risk percentile is 40th, compared to the New York state average of 69th percentile. The state's overall risk rating is Relatively Low. This means Putnam County faces lower natural disaster risk than the typical county in New York.
Is Putnam County at risk for hurricane?
Yes, Putnam County's hurricane risk is at the 73th percentile nationally. This is above the national median. For flooding specifically, Putnam County is at the 57th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Putnam County a safe place to live?
Putnam County's composite risk score of 40th percentile is below the New York state average of 69th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 73th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.