riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Ashe County Disaster Risk

Ashe County, North Carolina

FEMA Risk Rating

Relatively Low

National Percentile

67th

of 3,144 counties

State Rank

#58

of 100 (1 = highest risk)

Flood Risk

77th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 77% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 48% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 40% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 53% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 63% of US counties

Risk Overview

About Natural Disaster Risk in Ashe County, North Carolina

Ashe County approaches national average risk

Ashe County's composite risk score of 66.76 sits slightly above the U.S. baseline, earning a "Relatively Low" rating. This northwestern mountain county experiences meaningful exposure to flooding and tornadoes, particularly during spring and fall storm systems.

Nearly matches North Carolina's state average

At 66.76, Ashe County practically mirrors North Carolina's 66.72 state average, placing it directly in the middle of the state's risk distribution. The county's flood risk at 76.78 elevates it notably compared to its mountain-region peers.

Riskier than Alleghany, safer than Watauga

Ashe County's 66.76 score significantly exceeds safe Alleghany County's 34.67, while comparing closely to neighboring mountain counties. The county's elevated flood risk distinguishes it from surrounding peaks-and-valleys geography.

Flooding takes the lead, followed by tornadoes

Flood risk reaches 76.78 in Ashe County, making it your most pressing natural hazard concern as streams and rivers swell during heavy rains. Tornado risk of 39.82 runs lower than many North Carolina counties, but spring storms still demand preparation.

Flood insurance is essential for Ashe residents

With flood risk at 76.78, flood insurance through the National Flood Insurance Program is critical for any property in mapped flood zones or valleys. Maintain gutters and drainage systems to direct water away from structures, and know your evacuation routes.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Ashe County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    77th percentile
  2. #2
    HurricanePrepare
    63th percentile
  3. #3
    EarthquakePrepare
    53th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Ashe County

Risk Verdict

Ashe County has a below-average natural disaster risk profile, scoring at the 67th percentile nationally under FEMA's National Risk Index. Households in Ashe County benefit from knowing which individual hazard types — flood, wildfire, tornado, or hurricane — are the primary contributors.

Hazard Breakdown

Flood risk is Ashe County's dominant natural hazard, ranked at the 77th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 63th percentile nationally. Additional tracked hazards include earthquake (53th percentile), wildfire (48th percentile), tornado (40th percentile).

Preparedness Context

Ashe County's top natural hazard is flood risk, ranked at the 77th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. The county's second-ranked hazard, hurricane at the 63th percentile nationally, means Ashe County residents face compounding risks from multiple natural hazard types during peak seasons. For most Ashe County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

At just 0.0 composite points from the North Carolina average, Ashe County's natural disaster risk is closely in line with its in-state peers.

Is your household prepared for Ashe County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Ashe County, NC?
Ashe County has a FEMA National Risk Index rating of Relatively Low, placing it in the 67th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Ashe County?
Ashe County is evaluated for five major natural hazard types: flooding (77th percentile), hurricane (63th percentile), earthquake (53th percentile), wildfire (48th percentile), tornado (40th percentile). The highest-risk hazard is flooding at the 77th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Ashe County risk compare to the North Carolina average?
Ashe County's composite risk percentile is 67th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Ashe County faces higher natural disaster risk than the typical county in North Carolina.
Is Ashe County at risk for flooding?
Yes, Ashe County's flooding risk is at the 77th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Ashe County higher risk than average?
Ashe County's composite risk score of 67th percentile is above the North Carolina state average of 67th percentile. This elevated risk is driven by flooding exposure (77th percentile), along with hurricane and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.