riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Davidson County Disaster Risk

Davidson County, North Carolina

FEMA Risk Rating

Relatively Moderate

National Percentile

87th

of 3,144 counties

State Rank

#21

of 100 (1 = highest risk)

Flood Risk

92th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 92% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 50% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 87% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 77% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 84% of US counties

Risk Overview

About Natural Disaster Risk in Davidson County, North Carolina

Davidson's risk substantially exceeds national norms

Davidson County's composite score of 87.21 far surpasses the national average of 50, earning a "Relatively Moderate" rating. The county's inland location makes it particularly vulnerable to tornadoes and flooding—hazards that rival coastal hurricane exposure in severity.

Davidson ranks among state's higher-risk counties

With a score of 87.21, Davidson sits well above North Carolina's state average of 66.72, placing it in the top tier of the state's 100 counties. The county's flood risk of 91.54 is among the highest statewide.

Davidson's risks match or exceed peer counties

Davidson (87.21) ranks close to Davie County (41.67) to the west in overall risk—though considerably higher—and mirrors the exposure levels of eastern counties like Duplin (89.41). Davidson's high flood score and strong tornado threat distinguish it within the Piedmont region.

Floods and tornadoes define the threat profile

Flood risk at 91.54 is Davidson's most pressing hazard, driven by river systems and intense rainfall events. Tornado risk at 86.93 creates a secondary but severe multi-season threat; earthquake risk of 76.69 adds a tertiary concern unusual in the Piedmont.

Flood and tornado insurance and shelters crucial

Davidson residents in flood-prone areas must obtain flood insurance; those outside designated flood zones should still consider coverage given the county's high flood risk score. A designated shelter space—whether a basement room or reinforced interior space—provides essential tornado protection for this frequently threatened county.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Davidson County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    92th percentile
  2. #2
    TornadoPrepare
    87th percentile
  3. #3
    HurricanePrepare
    84th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Davidson County

Risk Verdict

Natural hazard risk in Davidson County is higher than the majority of U.S. counties, with a national composite rank of 87th. Davidson County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Flood risk is Davidson County's dominant natural hazard, ranked at the 92th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 87th percentile nationally. Additional tracked hazards include hurricane (84th percentile), earthquake (77th percentile), wildfire (50th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 92th percentile nationally, Davidson County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. The county's second-ranked hazard, tornado at the 87th percentile nationally, means Davidson County residents face compounding risks from multiple natural hazard types during peak seasons. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Davidson County households.

Regional Context

A composite score 20.5 points above the North Carolina state average puts Davidson County in a higher-risk category than most counties in the state.

Is your household prepared for Davidson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Davidson County, NC?
Davidson County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 87th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Davidson County?
Davidson County is evaluated for five major natural hazard types: flooding (92th percentile), tornado (87th percentile), hurricane (84th percentile), earthquake (77th percentile), wildfire (50th percentile). The highest-risk hazard is flooding at the 92th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Davidson County risk compare to the North Carolina average?
Davidson County's composite risk percentile is 87th, compared to the North Carolina state average of 67th percentile. The state's overall risk rating is Relatively Low. This means Davidson County faces higher natural disaster risk than the typical county in North Carolina.
Is Davidson County at risk for flooding?
Yes, Davidson County's flooding risk is at the 92th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Davidson County higher risk than average?
Davidson County's composite risk score of 87th percentile is above the North Carolina state average of 67th percentile. This elevated risk is driven by flooding exposure (92th percentile), along with tornado and hurricane and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.