riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Cavalier County Disaster Risk

Cavalier County, North Dakota

FEMA Risk Rating

Very Low

National Percentile

12th

of 3,144 counties

State Rank

#28

of 53 (1 = highest risk)

Flood Risk

7th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 7% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 53% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 17% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 2% of US counties

Risk Overview

About Natural Disaster Risk in Cavalier County, North Dakota

Cavalier County enjoys very low disaster risk

With a composite risk score of 11.83, Cavalier County ranks as Very Low—well below the national average. This favorable profile means residents face significantly reduced exposure to major natural disasters compared to most U.S. counties.

Among North Dakota's safest counties

Cavalier County's score of 11.83 sits far below the state average of 22.19, placing it in the lower half of North Dakota risk rankings. This means residents benefit from one of the state's most stable natural hazard environments.

Similar safety profile to surrounding areas

Cavalier County's 11.83 score aligns closely with nearby Dickey County (15.84) and Foster County (7.41), reflecting a consistent low-risk zone across northeastern North Dakota. This regional stability provides reassurance for families and businesses throughout the area.

Wildfire is your primary natural hazard

Wildfire risk at 52.80 is Cavalier County's most significant exposure, though it remains moderate in absolute terms. Tornadoes (16.89) and floods (6.77) pose minimal threats, positioning the county as one of North Dakota's safest communities overall.

Standard coverage meets your needs here

Your low overall risk means standard homeowners insurance typically provides adequate protection without costly flood or specialized coverage. Still, wildfire preparedness—maintaining clear brush around your home and having an evacuation plan—remains smart practice for all residents.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Cavalier County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    53th percentile
  2. #2
    TornadoPrepare
    17th percentile
  3. #3
    FloodPrepare
    7th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Cavalier County

Risk Verdict

At the 12th percentile nationally, Cavalier County experiences relatively limited natural hazard pressure compared to most of the country. Cavalier County's 12th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.

Hazard Breakdown

Wildfire risk is Cavalier County's dominant natural hazard, ranked at the 53th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 17th percentile nationally. Additional tracked hazards include flood (7th percentile), earthquake (2th percentile).

Preparedness Context

Cavalier County's dominant hazard is wildfire, ranked at the 53th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Cavalier County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. Alongside wildfire, tornado at the 17th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Cavalier County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.

Regional Context

A composite score 10.4 points below the North Dakota state average puts Cavalier County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Cavalier County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Cavalier County, ND?
Cavalier County has a FEMA National Risk Index rating of Very Low, placing it in the 12th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cavalier County?
Cavalier County is evaluated for five major natural hazard types: wildfire (53th percentile), tornado (17th percentile), flooding (7th percentile), earthquake (2th percentile). The highest-risk hazard is wildfire at the 53th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cavalier County risk compare to the North Dakota average?
Cavalier County's composite risk percentile is 12th, compared to the North Dakota state average of 22th percentile. The state's overall risk rating is Very Low. This means Cavalier County faces lower natural disaster risk than the typical county in North Dakota.
Is Cavalier County at risk for wildfire?
Yes, Cavalier County's wildfire risk is at the 53th percentile nationally. This is above the national median. For flooding specifically, Cavalier County is at the 7th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Cavalier County a safe place to live?
Cavalier County's composite risk score of 12th percentile is below the North Dakota state average of 22th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 53th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.