riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Belmont County Disaster Risk

Belmont County, Ohio

FEMA Risk Rating

Relatively Low

National Percentile

75th

of 3,144 counties

State Rank

#19

of 88 (1 = highest risk)

Flood Risk

87th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 87% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 41% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 55% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 41% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 55% of US counties

Risk Overview

About Natural Disaster Risk in Belmont County, Ohio

Belmont County faces significant risks

Belmont County's composite risk score of 75.19 substantially exceeds the national average, with extreme flood vulnerability (86.99) that ranks among the nation's highest. Combined with moderate wildfire and hurricane risks, the county faces elevated natural disaster exposure.

One of Ohio's riskiest counties

At 75.19, Belmont County ranks among Ohio's highest-risk counties, sitting 20.16 points above the state average of 55.03. The county's flood score of 86.99 places it among Ohio's most flood-vulnerable communities.

The riskiest in its immediate area

Belmont County's score of 75.19 significantly exceeds Adams County (43.83), Brown County (62.56), and most other regional neighbors. The county's flood score (86.99) stands as the highest in the region by a substantial margin.

Extreme flooding is the primary threat

Belmont County experiences extreme flood risk at 86.99, among the nation's highest, driven by the county's location in the Ohio River Valley and complex drainage systems. Wildfire risk (40.68) and hurricane risk (55.32) present secondary but notable concerns.

Flood insurance is absolutely essential

Belmont County residents must immediately secure flood insurance—the county's 86.99 flood score indicates pervasive, exceptional vulnerability that standard homeowners policies exclude entirely. Backup generators, elevated utilities, and detailed evacuation routes are critical complements to comprehensive flood insurance.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Belmont County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    87th percentile
  2. #2
    TornadoPrepare
    55th percentile
  3. #3
    HurricanePrepare
    55th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Belmont County

Risk Verdict

Belmont County ranks at the 75th percentile nationally for natural disaster risk — below the median for U.S. counties. Comprehensive household preparedness — including reviewing insurance, maintaining emergency supplies, and knowing evacuation routes — is strongly recommended.

Hazard Breakdown

Flood risk is Belmont County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 55th percentile nationally. Additional tracked hazards include hurricane (55th percentile), earthquake (41th percentile), wildfire (41th percentile).

Preparedness Context

Belmont County sits at the 87th percentile nationally for flood exposure. Knowing your property's flood zone designation — available at FEMA's Flood Map Service Center — is the first step toward understanding actual exposure and insurance options. The county's second-ranked hazard, tornado at the 55th percentile nationally, means Belmont County residents face compounding risks from multiple natural hazard types during peak seasons. Regardless of specific hazard, Belmont County households benefit from a practiced communication plan: a designated out-of-state contact and a pre-agreed evacuation destination established before the season's peak risk period.

Regional Context

Compared to other Ohio counties, Belmont County runs 20.2 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Belmont County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Belmont County, OH?
Belmont County has a FEMA National Risk Index rating of Relatively Low, placing it in the 75th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Belmont County?
Belmont County is evaluated for five major natural hazard types: flooding (87th percentile), tornado (55th percentile), hurricane (55th percentile), earthquake (41th percentile), wildfire (41th percentile). The highest-risk hazard is flooding at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Belmont County risk compare to the Ohio average?
Belmont County's composite risk percentile is 75th, compared to the Ohio state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Belmont County faces higher natural disaster risk than the typical county in Ohio.
Is Belmont County at risk for flooding?
Yes, Belmont County's flooding risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Belmont County higher risk than average?
Belmont County's composite risk score of 75th percentile is above the Ohio state average of 55th percentile. This elevated risk is driven by flooding exposure (87th percentile), along with tornado and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.