riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Fairfield County Disaster Risk

Fairfield County, Ohio

FEMA Risk Rating

Relatively Low

National Percentile

73th

of 3,144 counties

State Rank

#21

of 88 (1 = highest risk)

Flood Risk

82th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 82% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 26% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 72% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 57% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 29% of US counties

Risk Overview

About Natural Disaster Risk in Fairfield County, Ohio

Fairfield County above national risk baseline

Fairfield County scores 72.61 on the composite risk scale, earning a 'Relatively Low' rating that exceeds national averages meaningfully. The county faces elevated but manageable natural disaster exposure across multiple hazard categories.

Above-average risk for central Ohio

At 72.61, Fairfield County's risk score significantly exceeds Ohio's state average of 55.03 by about 32%. The county ranks among Ohio's higher-risk communities, driven primarily by flood and tornado hazards.

High-risk profile among peers

Fairfield County (72.61) faces higher disaster risk than most surrounding counties, though slightly lower than nearby Delaware County (78.75). The county's risk reflects its central Ohio location and exposure to tornado and flood hazards common to the region.

Floods and tornadoes dominate risk profile

Flood risk (81.81) and tornado risk (71.60) represent Fairfield County's most significant natural disaster concerns, both scoring well above state averages. Earthquake risk (57.16) poses secondary concern, while wildfire (26.30) and hurricane (29.45) risks remain minimal.

Secure comprehensive flood and wind coverage

Fairfield County residents should maintain robust flood insurance and designate or construct a basement safe room rated for tornado winds. Inspect roof attachments regularly, trim tree limbs near structures, and ensure proper property drainage to minimize water damage risk.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Fairfield County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    82th percentile
  2. #2
    TornadoPrepare
    72th percentile
  3. #3
    EarthquakePrepare
    57th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Fairfield County

Risk Verdict

Fairfield County sits below the national average for natural disaster exposure, ranking at the 73th percentile across all U.S. counties. Understanding the specific hazards behind Fairfield County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Flood risk is Fairfield County's dominant natural hazard, ranked at the 82th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 72th percentile nationally. Additional tracked hazards include earthquake (57th percentile), hurricane (29th percentile), wildfire (26th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 82th percentile nationally, Fairfield County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. Alongside flooding, tornado exposure at the 72th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Fairfield County households.

Regional Context

A composite score 17.6 points above the Ohio state average puts Fairfield County in a higher-risk category than most counties in the state.

Is your household prepared for Fairfield County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Fairfield County, OH?
Fairfield County has a FEMA National Risk Index rating of Relatively Low, placing it in the 73th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Fairfield County?
Fairfield County is evaluated for five major natural hazard types: flooding (82th percentile), tornado (72th percentile), earthquake (57th percentile), hurricane (29th percentile), wildfire (26th percentile). The highest-risk hazard is flooding at the 82th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Fairfield County risk compare to the Ohio average?
Fairfield County's composite risk percentile is 73th, compared to the Ohio state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Fairfield County faces higher natural disaster risk than the typical county in Ohio.
Is Fairfield County at risk for flooding?
Yes, Fairfield County's flooding risk is at the 82th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Fairfield County higher risk than average?
Fairfield County's composite risk score of 73th percentile is above the Ohio state average of 55th percentile. This elevated risk is driven by flooding exposure (82th percentile), along with tornado and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.