riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Jefferson County Disaster Risk

Jefferson County, Ohio

FEMA Risk Rating

Relatively Low

National Percentile

67th

of 3,144 counties

State Rank

#29

of 88 (1 = highest risk)

Flood Risk

82th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 82% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 41% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 50% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 46% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 60% of US counties

Risk Overview

About Natural Disaster Risk in Jefferson County, Ohio

Jefferson County's moderate risk profile

With a composite risk score of 66.73, Jefferson County sits above the national average and carries a Relatively Low rating overall. This score reflects a county where natural hazards exist but remain manageable with proper preparation.

Mid-range risk among Ohio counties

Jefferson County's score of 66.73 exceeds Ohio's state average of 55.03, placing it in the higher-risk tier within the state. Among Ohio's 88 counties, this positions Jefferson as a moderate-concern area despite its Relatively Low rating.

Higher risk than surrounding counties

Jefferson County's 66.73 score outpaces most adjacent counties in the region. This elevated profile is driven primarily by flood risk, where Jefferson's 81.65 score significantly exceeds countywide baselines.

Floods and hurricanes pose most threat

Flood risk dominates Jefferson County at 81.65, making it the primary natural disaster concern for residents and businesses. Hurricane exposure (59.82) and tornado activity (50.19) round out the top three hazards, with the former more significant than average.

Prioritize flood insurance coverage

Jefferson County's exceptional flood risk makes flood insurance essential, even for properties not in mapped flood zones. Homeowners should also carry standard hazard insurance covering wind and tornado damage, particularly given the county's above-average hurricane exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Jefferson County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    82th percentile
  2. #2
    HurricanePrepare
    60th percentile
  3. #3
    TornadoPrepare
    50th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Jefferson County

Risk Verdict

Jefferson County has a below-average natural disaster risk profile, scoring at the 67th percentile nationally under FEMA's National Risk Index. Households in Jefferson County benefit from knowing which individual hazard types — flood, wildfire, tornado, or hurricane — are the primary contributors.

Hazard Breakdown

Flood risk is Jefferson County's dominant natural hazard, ranked at the 82th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 60th percentile nationally. Additional tracked hazards include tornado (50th percentile), earthquake (46th percentile), wildfire (41th percentile).

Preparedness Context

Jefferson County's top natural hazard is flood risk, ranked at the 82th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. Alongside flooding, hurricane exposure at the 60th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. For most Jefferson County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

Jefferson County's composite risk score sits 11.7 points above the Ohio county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for Jefferson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Jefferson County, OH?
Jefferson County has a FEMA National Risk Index rating of Relatively Low, placing it in the 67th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Jefferson County?
Jefferson County is evaluated for five major natural hazard types: flooding (82th percentile), hurricane (60th percentile), tornado (50th percentile), earthquake (46th percentile), wildfire (41th percentile). The highest-risk hazard is flooding at the 82th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Jefferson County risk compare to the Ohio average?
Jefferson County's composite risk percentile is 67th, compared to the Ohio state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Jefferson County faces higher natural disaster risk than the typical county in Ohio.
Is Jefferson County at risk for flooding?
Yes, Jefferson County's flooding risk is at the 82th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Jefferson County higher risk than average?
Jefferson County's composite risk score of 67th percentile is above the Ohio state average of 55th percentile. This elevated risk is driven by flooding exposure (82th percentile), along with hurricane and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.