riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Paulding County Disaster Risk

Paulding County, Ohio

FEMA Risk Rating

Very Low

National Percentile

21th

of 3,144 counties

State Rank

#81

of 88 (1 = highest risk)

Flood Risk

39th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 39% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 4% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 51% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 50% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 32% of US counties

Risk Overview

About Natural Disaster Risk in Paulding County, Ohio

Paulding ranks among nation's safest counties

Paulding County's composite risk score of 21.15 earns a "Very Low" rating and places it well below the U.S. average, ranking among the safest counties in America. Residents enjoy substantially lower exposure to natural disasters compared to most U.S. communities.

One of Ohio's lowest-risk counties

Paulding County's 21.15 score sits well below Ohio's 55.03 state average, placing it firmly in the state's safest tier. The county's exceptionally low wildfire risk (4.42) contributes significantly to this favorable standing.

Among the safest in its region

Paulding County (21.15) is safer than Ottawa County (59.16) and comparable to Morgan County (18.23) and Morrow County (24.40). This positions it among northwestern Ohio's most secure areas overall.

Tornado risk is the primary local concern

Paulding County's tornado risk of 51.24 is its highest hazard score, though it remains below state average and reflects the county's northern Great Plains exposure. All other hazards—earthquake, flood, wildfire, and hurricane—score below 51, creating a manageable and relatively focused risk profile.

Standard insurance covers most risks

Paulding County residents can typically rely on conventional homeowners insurance without specialized flood or windstorm riders given the county's exceptional safety profile. Focus on confirming that your policy includes adequate coverage for tornado-related wind damage, the county's primary hazard concern.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Paulding County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    51th percentile
  2. #2
    EarthquakePrepare
    50th percentile
  3. #3
    FloodPrepare
    39th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Paulding County

Risk Verdict

At the 21th percentile nationally, Paulding County experiences relatively limited natural hazard pressure compared to most of the country. A 21th percentile score positions Paulding County among the nation's lower-risk counties, a genuinely favorable outcome — one that simple, low-cost preparedness habits can reinforce further.

Hazard Breakdown

Tornado risk is Paulding County's dominant natural hazard, ranked at the 51th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 50th percentile nationally. Additional tracked hazards include flood (39th percentile), hurricane (32th percentile), wildfire (4th percentile).

Preparedness Context

Paulding County ranks at the 51th percentile nationally for tornado exposure. Unlike many slow-onset hazards, tornadoes in Paulding County can reach full intensity in minutes; a pre-practiced household shelter plan matters far more than stockpiled supplies. Earthquake is the second hazard driver for Paulding County at the 50th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. Paulding County county emergency management typically publishes annual severe-weather preparedness guides tailored to local tornado patterns; households benefit from reviewing these before storm season begins each spring.

Regional Context

A composite score 33.9 points below the Ohio state average puts Paulding County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Paulding County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Paulding County, OH?
Paulding County has a FEMA National Risk Index rating of Very Low, placing it in the 21th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Paulding County?
Paulding County is evaluated for five major natural hazard types: tornado (51th percentile), earthquake (50th percentile), flooding (39th percentile), hurricane (32th percentile), wildfire (4th percentile). The highest-risk hazard is tornado at the 51th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Paulding County risk compare to the Ohio average?
Paulding County's composite risk percentile is 21th, compared to the Ohio state average of 55th percentile. The state's overall risk rating is Relatively Low. This means Paulding County faces lower natural disaster risk than the typical county in Ohio.
Is Paulding County at risk for tornado?
Yes, Paulding County's tornado risk is at the 51th percentile nationally. This is above the national median. For flooding specifically, Paulding County is at the 39th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Paulding County a safe place to live?
Paulding County's composite risk score of 21th percentile is below the Ohio state average of 55th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 51th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.