riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Kay County Disaster Risk

Kay County, Oklahoma

FEMA Risk Rating

Relatively Low

National Percentile

80th

of 3,144 counties

State Rank

#15

of 77 (1 = highest risk)

Flood Risk

70th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 70% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 88% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 93% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 52% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 25% of US counties

Risk Overview

About Natural Disaster Risk in Kay County, Oklahoma

Kay County faces relatively low risk

Kay County's composite risk score of 79.87 ranks as relatively low despite being notably elevated above the state average of 55.47. The county's multi-hazard exposure, particularly to tornadoes and wildfires, drives this above-average profile.

Higher-risk county in Oklahoma

With a score of 79.87, Kay County ranks among the higher-exposure counties statewide, exceeding the state average of 55.47 by 44%. This places it in Oklahoma's more hazard-prone tier, primarily due to tornado and wildfire risk.

Significantly riskier than nearby areas

Kay County's score of 79.87 is substantially higher than surrounding counties like Kingfisher (56.84) and comparable to Jackson County (86.04). The county faces notably greater natural disaster exposure than most of its neighbors.

Tornadoes and wildfires top threats

Tornado risk peaks at an exceptional 93.38—among the highest in Oklahoma—while wildfire risk reaches 88.45. Flood risk (69.75) is also elevated, making Kay County a multi-hazard environment requiring comprehensive preparedness.

Prioritize comprehensive hazard coverage

Kay County residents should ensure homeowners policies include adequate tornado and wind coverage, then explore flood insurance through the National Flood Insurance Program. A conversation with an insurance agent about bundling coverage types can strengthen protection against the county's significant multi-hazard exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Kay County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    93th percentile
  2. #2
    WildfirePrepare
    88th percentile
  3. #3
    FloodPrepare
    70th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Kay County

Risk Verdict

Natural hazard pressure in Kay County is below the national midpoint, with a composite score at the 80th percentile. Residents should prioritize a formal household emergency plan, including evacuation routes, insurance review, and a well-stocked emergency kit.

Hazard Breakdown

Tornado risk is Kay County's dominant natural hazard, ranked at the 93th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 88th percentile nationally. Additional tracked hazards include flood (70th percentile), earthquake (52th percentile), hurricane (25th percentile).

Preparedness Context

With tornado ranked at the 93th percentile nationally, Kay County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. The secondary wildfire hazard at the 88th percentile nationally adds seasonal complexity to Kay County's preparedness calendar, since wildfire and tornado risk often peak at different points in the year. For Kay County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.

Regional Context

Kay County is 24.4 composite risk points above the Oklahoma average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Kay County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Kay County, OK?
Kay County has a FEMA National Risk Index rating of Relatively Low, placing it in the 80th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Kay County?
Kay County is evaluated for five major natural hazard types: tornado (93th percentile), wildfire (88th percentile), flooding (70th percentile), earthquake (52th percentile), hurricane (25th percentile). The highest-risk hazard is tornado at the 93th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Kay County risk compare to the Oklahoma average?
Kay County's composite risk percentile is 80th, compared to the Oklahoma state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Kay County faces higher natural disaster risk than the typical county in Oklahoma.
Is Kay County at risk for tornado?
Yes, Kay County's tornado risk is at the 93th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Kay County is at the 70th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Kay County higher risk than average?
Kay County's composite risk score of 80th percentile is above the Oklahoma state average of 56th percentile. This elevated risk is driven by tornado exposure (93th percentile), along with wildfire and flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.