Murray County Disaster Risk
Murray County, Oklahoma
FEMA Risk Rating
Very Low
National Percentile
33th
of 3,144 counties
State Rank
#60
of 77 (1 = highest risk)
Flood Risk
31th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 31% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Moderate
Higher than 82% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 69% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 37% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 28% of US counties
Risk Overview
About Natural Disaster Risk in Murray County, Oklahoma
Murray County enjoys low national risk
At 32.54, Murray County's composite risk score ranks well below the national average, earning a "Very Low" rating. This places it among Oklahoma's safest counties for natural disaster exposure.
Murray ranks among Oklahoma's safest
Murray's 32.54 score sits well below Oklahoma's 55.47 state average, making it one of the least at-risk counties in the state. Few Oklahoma counties offer comparable disaster resilience.
Safest county in its region
Murray (32.54) significantly outperforms neighboring McIntosh (65.78) and Muskogee (82.03) counties in overall risk resilience. Its low exposure makes it a standout for stability in south-central Oklahoma.
Wildfire remains the primary concern
Despite low overall risk, wildfire exposure reaches 82.38—notably higher than other hazards. Tornado risk (68.64) also warrants attention, though both remain moderate relative to state and national benchmarks.
Standard coverage sufficient for most risks
Murray County residents can proceed with confidence using standard homeowners insurance, though wildfire riders provide extra protection given the 82.38 wildfire score. Maintain defensible space around structures as a low-cost risk reducer.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Murray County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Murray County
Risk Verdict
Murray County's overall natural disaster score at the 33th percentile puts it well below the national median for hazard exposure. Murray County's 33th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.
Hazard Breakdown
Wildfire risk is Murray County's dominant natural hazard, ranked at the 82th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 69th percentile nationally. Additional tracked hazards include earthquake (37th percentile), flood (31th percentile), hurricane (28th percentile).
Preparedness Context
With wildfire ranked at the 82th percentile nationally, Murray County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Murray County households to have on hand before fire season. The county's tornado exposure at the 69th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Murray County households — and the insurance review is the one most often deferred by Murray County residents and most costly to skip when a fire event actually occurs.
Regional Context
Murray County's composite risk score sits 22.9 points below the Oklahoma county average, reflecting a more favorable hazard environment than the state typical.
Is your household prepared for Murray County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Murray County, OK?
What types of natural hazards affect Murray County?
How does Murray County risk compare to the Oklahoma average?
Is Murray County at risk for wildfire?
How is natural disaster risk measured?
Is Murray County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.