riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Texas County Disaster Risk

Texas County, Oklahoma

FEMA Risk Rating

Relatively Low

National Percentile

57th

of 3,144 counties

State Rank

#41

of 77 (1 = highest risk)

Flood Risk

12th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 12% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 83% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 59% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 29% of US counties

Risk Overview

About Natural Disaster Risk in Texas County, Oklahoma

Texas County slightly above national baseline

Texas County's composite risk score of 56.65 marginally exceeds the Oklahoma state average of 55.47, placing it squarely in the relatively low risk category. The county's exposure aligns closely with national natural disaster patterns.

Mid-range risk among Oklahoma counties

Texas County ranks near the middle of Oklahoma's risk distribution, with a score only 2% above the state average. The county represents typical exposure levels for the Oklahoma panhandle and surrounding regions.

Lower risk than nearby panhandle counties

Texas County's 56.65 score falls well below neighboring Beaver County and other panhandle communities, though above Roger Mills (23.19). The county occupies a moderate-risk position within the panhandle's broader landscape.

Wildfire and tornado are dominant hazards

Wildfire risk (83.43) and tornado risk (59.32) are Texas County's primary natural disaster exposures, with wildfire particularly acute in the semi-arid panhandle environment. Limited hurricane risk data is available for this region, though seasonal storms remain a consideration.

Fire protection and wind coverage important

Texas County homeowners should maintain homeowners insurance with emphasis on fire protection and wind coverage for tornado season. Regular property maintenance to reduce wildfire vulnerability, including brush clearing and roof maintenance, provides essential protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Texas County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    83th percentile
  2. #2
    TornadoPrepare
    59th percentile
  3. #3
    EarthquakePrepare
    29th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Local Resources

Risk Advisory: Texas County

Risk Verdict

With a national percentile rank of 57th, Texas County faces below-average hazard exposure relative to U.S. counties as a whole. Above-average risk does not mean imminent danger; it signals that informed, hazard-specific preparedness has high value here.

Hazard Breakdown

Wildfire risk is Texas County's dominant natural hazard, ranked at the 83th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 59th percentile nationally. Additional tracked hazards include earthquake (29th percentile), flood (12th percentile).

Preparedness Context

At the 83th percentile nationally for wildfire risk, Texas County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. A secondary tornado exposure at the 59th percentile nationally means Texas County residents face hazards from two distinct natural peril categories during different seasons. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Texas County residents.

Regional Context

Texas County tracks the Oklahoma county average closely, sitting 1.2 composite points above the state mean — neither a standout high-risk nor low-risk county within Oklahoma.

Is your household prepared for Texas County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Texas County, OK?
Texas County has a FEMA National Risk Index rating of Relatively Low, placing it in the 57th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Texas County?
Texas County is evaluated for five major natural hazard types: wildfire (83th percentile), tornado (59th percentile), earthquake (29th percentile), flooding (12th percentile). The highest-risk hazard is wildfire at the 83th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Texas County risk compare to the Oklahoma average?
Texas County's composite risk percentile is 57th, compared to the Oklahoma state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Texas County faces higher natural disaster risk than the typical county in Oklahoma.
Is Texas County at risk for wildfire?
Yes, Texas County's wildfire risk is at the 83th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Texas County is at the 12th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Texas County higher risk than average?
Texas County's composite risk score of 57th percentile is above the Oklahoma state average of 56th percentile. This elevated risk is driven by wildfire exposure (83th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Kingfisher County

Oklahoma

+0.2

Relatively Low

57th percentile

Seminole County

Oklahoma

+0.5

Relatively Low

57th percentile

Craig County

Oklahoma

-1.1

Relatively Low

56th percentile

By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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