riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

McKean County Disaster Risk

McKean County, Pennsylvania

FEMA Risk Rating

Relatively Low

National Percentile

54th

of 3,144 counties

State Rank

#53

of 67 (1 = highest risk)

Flood Risk

73th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 73% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 10% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 24% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 36% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 62% of US counties

Risk Overview

About Natural Disaster Risk in McKean County, Pennsylvania

McKean ranks among safest counties

With a composite risk score of 53.78, McKean County faces below-average natural disaster risk compared to U.S. counties overall. The county's "Relatively Low" risk rating reflects a much safer profile than the national average. However, residents should remain prepared for localized hazards, particularly flooding.

Pennsylvania's lowest-risk county

McKean County's risk score of 53.78 is substantially below Pennsylvania's state average of 67.45, making it the safest county in the state among this group. The county benefits from low wildfire (10.21) and tornado (24.46) exposure. This favorable position reflects McKean's geography and climate, though flood preparedness remains important.

Safest in the northern region

McKean County's risk score of 53.78 is significantly lower than Lycoming County (79.58), Mercer County (77.74), and Monroe County (85.08) in surrounding areas. Only Montour County (14.66) outranks McKean for disaster safety in Pennsylvania. The county's remote northern location and terrain provide natural protection against most major hazards.

Flooding is the primary concern

Flooding represents McKean County's dominant hazard, with a risk score of 73.19—higher than the county's overall composite score suggests. Hurricane exposure ranks second at 61.74, though tropical systems rarely bring severe damage this far inland. Tornado risk remains relatively modest at 24.46, giving residents additional safety margins.

Flood coverage protects your investment

Despite McKean's overall safety, flood risk of 73.19 warrants flood insurance coverage, which standard homeowners policies exclude. Identify drainage patterns around your property and clear gutters seasonally to minimize water accumulation. Your low overall risk profile means insurance premiums may be more affordable than in neighboring counties.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in McKean County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    73th percentile
  2. #2
    HurricanePrepare
    62th percentile
  3. #3
    EarthquakePrepare
    36th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: McKean County

Risk Verdict

McKean County sits below the national average for natural disaster exposure, ranking at the 54th percentile across all U.S. counties. Understanding the specific hazards behind McKean County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Flood risk is McKean County's dominant natural hazard, ranked at the 73th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 62th percentile nationally. Additional tracked hazards include earthquake (36th percentile), tornado (24th percentile), wildfire (10th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 73th percentile nationally, McKean County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. Secondary hurricane exposure at the 62th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for McKean County households.

Regional Context

McKean County is 13.7 composite risk points below the Pennsylvania state mean, meaning most other Pennsylvania counties face higher natural hazard exposure.

Is your household prepared for McKean County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in McKean County, PA?
McKean County has a FEMA National Risk Index rating of Relatively Low, placing it in the 54th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect McKean County?
McKean County is evaluated for five major natural hazard types: flooding (73th percentile), hurricane (62th percentile), earthquake (36th percentile), tornado (24th percentile), wildfire (10th percentile). The highest-risk hazard is flooding at the 73th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does McKean County risk compare to the Pennsylvania average?
McKean County's composite risk percentile is 54th, compared to the Pennsylvania state average of 67th percentile. The state's overall risk rating is Relatively Low. This means McKean County faces lower natural disaster risk than the typical county in Pennsylvania.
Is McKean County at risk for flooding?
Yes, McKean County's flooding risk is at the 73th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is McKean County a safe place to live?
McKean County's composite risk score of 54th percentile is below the Pennsylvania state average of 67th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 73th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.