riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Providence County Disaster Risk

Providence County, Rhode Island

FEMA Risk Rating

Relatively Moderate

National Percentile

94th

of 3,144 counties

State Rank

#1

of 5 (1 = highest risk)

Flood Risk

97th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 97% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 32% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 78% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 89% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 92% of US counties

Risk Overview

About Natural Disaster Risk in Providence County, Rhode Island

Providence: Highest Risk in Rhode Island

Providence County's composite risk score of 93.67 ranks as Relatively Moderate nationally, but represents the state's most elevated hazard exposure. Flood (96.60), tornado (78.31), and hurricane (91.70) risks all substantially exceed national averages.

Clear Risk Leader in Rhode Island

Providence County's 93.67 score exceeds every other Rhode Island county—37.08 points above the state average of 56.59 and far ahead of second-place Kent (69.43). The state capital's density and geography create compounded hazard exposure.

Dramatically Higher Risk Than All Peers

Providence (93.67) ranks nearly 30 points higher than Kent (69.43), 57 points above Washington (64.03), 30 points above Newport (36.42), and 74 points above Bristol (19.40). No other Rhode Island county approaches Providence's risk profile.

Flood, Tornado, and Hurricane Triple Threat

Providence's composite score is driven by exceptional flood risk (96.60—nearly worst-case nationally), tornado risk (78.31), and hurricane risk (91.70). Earthquake (89.38) and wildfire (31.71) add meaningful secondary hazards across the county.

Flood Insurance Is Mandatory, Not Optional

With flood risk at 96.60, Providence residents must secure federal flood insurance regardless of FEMA zone—lender requirements and personal protection demand it. Combine flood coverage with tornado-rated safe rooms, hurricane-impact windows, and earthquake-braced water heaters to address Providence's multi-hazard exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Providence County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    97th percentile
  2. #2
    HurricanePrepare
    92th percentile
  3. #3
    EarthquakePrepare
    89th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Providence County

Risk Verdict

Providence County registers a moderately elevated natural disaster risk, ranking at the 94th percentile across all U.S. counties. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Providence County.

Hazard Breakdown

Flood risk is Providence County's dominant natural hazard, ranked at the 97th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 92th percentile nationally. Additional tracked hazards include earthquake (89th percentile), tornado (78th percentile), wildfire (32th percentile).

Preparedness Context

Providence County's dominant hazard is flooding, ranked at the 97th percentile nationally. In addition to flood insurance, residents should identify their nearest evacuation shelter and store key documents in waterproof containers. Alongside flooding, hurricane exposure at the 92th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Providence County's county emergency management office publishes hazard-specific guidance tailored to local conditions; bookmarking that resource and the county's alert system is a practical first step for any household.

Regional Context

Providence County falls 37.1 points above Rhode Island's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Providence County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Providence County, RI?
Providence County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 94th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Providence County?
Providence County is evaluated for five major natural hazard types: flooding (97th percentile), hurricane (92th percentile), earthquake (89th percentile), tornado (78th percentile), wildfire (32th percentile). The highest-risk hazard is flooding at the 97th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Providence County risk compare to the Rhode Island average?
Providence County's composite risk percentile is 94th, compared to the Rhode Island state average of 57th percentile. The state's overall risk rating is Relatively Low. This means Providence County faces higher natural disaster risk than the typical county in Rhode Island.
Is Providence County at risk for flooding?
Yes, Providence County's flooding risk is at the 97th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Providence County higher risk than average?
Providence County's composite risk score of 94th percentile is above the Rhode Island state average of 57th percentile. This elevated risk is driven by flooding exposure (97th percentile), along with hurricane and earthquake and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.