Lake County Disaster Risk

Lake County, South Dakota

FEMA Risk Rating

Very Low

National Percentile

33th

of 3,144 counties

State Rank

#24

of 66 (1 = highest risk)

Flood Risk

34th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 34% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 54% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 73% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 22% of US counties

Is your home insured against Lake County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

Frequently Asked Questions

What is the natural disaster risk in Lake County, SD?
Lake County has a FEMA National Risk Index rating of Very Low, placing it in the 33th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lake County?
Lake County is evaluated for five major natural hazard types: tornado (73th percentile), wildfire (54th percentile), flooding (34th percentile), earthquake (22th percentile). The highest-risk hazard is tornado at the 73th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lake County risk compare to the South Dakota average?
Lake County's composite risk percentile is 33th, compared to the South Dakota state average of 27th percentile. The state's overall risk rating is Very Low. This means Lake County faces higher natural disaster risk than the typical county in South Dakota.
Is Lake County at risk for tornado?
Yes, Lake County's tornado risk is at the 73th percentile nationally. This is above the national median. For flooding specifically, Lake County is at the 34th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Lake County higher risk than average?
Lake County's composite risk score of 33th percentile is above the South Dakota state average of 27th percentile. This elevated risk is driven by tornado exposure (73th percentile), along with wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.