Fayette County Disaster Risk

Fayette County, Tennessee

FEMA Risk Rating

Relatively Low

National Percentile

76th

of 3,144 counties

State Rank

#18

of 95 (1 = highest risk)

Flood Risk

52th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 52% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 61% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 89% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 95% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 50% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Fayette County, TN?
Fayette County has a FEMA National Risk Index rating of Relatively Low, placing it in the 76th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Fayette County?
Fayette County is evaluated for five major natural hazard types: earthquake (95th percentile), tornado (89th percentile), wildfire (61th percentile), flooding (52th percentile), hurricane (50th percentile). The highest-risk hazard is earthquake at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Fayette County risk compare to the Tennessee average?
Fayette County's composite risk percentile is 76th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Fayette County faces higher natural disaster risk than the typical county in Tennessee.
Is Fayette County at risk for earthquake?
Yes, Fayette County's earthquake risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Fayette County is at the 52th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Fayette County higher risk than average?
Fayette County's composite risk score of 76th percentile is above the Tennessee state average of 53th percentile. This elevated risk is driven by earthquake exposure (95th percentile), along with tornado and wildfire and flooding and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.