Overton County Disaster Risk

Overton County, Tennessee

FEMA Risk Rating

Very Low

National Percentile

22th

of 3,144 counties

State Rank

#81

of 95 (1 = highest risk)

Flood Risk

27th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 27% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 28% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 45% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 54% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 40% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Overton County, TN?
Overton County has a FEMA National Risk Index rating of Very Low, placing it in the 22th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Overton County?
Overton County is evaluated for five major natural hazard types: earthquake (54th percentile), tornado (45th percentile), hurricane (40th percentile), wildfire (28th percentile), flooding (27th percentile). The highest-risk hazard is earthquake at the 54th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Overton County risk compare to the Tennessee average?
Overton County's composite risk percentile is 22th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Overton County faces lower natural disaster risk than the typical county in Tennessee.
Is Overton County at risk for earthquake?
Yes, Overton County's earthquake risk is at the 54th percentile nationally. This is above the national median. For flooding specifically, Overton County is at the 27th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Overton County a safe place to live?
Overton County's composite risk score of 22th percentile is below the Tennessee state average of 53th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 54th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.