riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Trousdale County Disaster Risk

Trousdale County, Tennessee

FEMA Risk Rating

Very Low

National Percentile

6th

of 3,144 counties

State Rank

#93

of 95 (1 = highest risk)

Flood Risk

13th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 13% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 3% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 32% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 38% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 7% of US counties

Risk Overview

About Natural Disaster Risk in Trousdale County, Tennessee

Trousdale County faces minimal risk

Trousdale County's composite risk score of just 6.11 ranks among the lowest in the nation, earning a Very Low rating. Your county enjoys exceptional natural disaster safety compared to typical American communities.

Second-safest county in Tennessee

At 6.11, Trousdale County scores 88% below Tennessee's state average of 52.45, ranking among the state's safest. Only Van Buren County surpasses you in relative safety from natural disasters.

Significantly safer than surrounding areas

Trousdale County's 6.11 score is dramatically lower than nearby Sumner County (87.66) and Tipton County (81.04), despite geographic proximity. Your location provides unusual protection from the tornado and flood patterns that affect neighboring counties.

Tornado and earthquake modest concerns

Tornado risk (32.19) and earthquake risk (37.98) are your highest hazard scores, but both remain low in absolute terms. Flood (13.36), wildfire (3.15), and hurricane (7.26) risks are minimal.

Standard coverage likely sufficient

A standard homeowners policy with basic wind coverage should adequately protect your property from your county's low-hazard environment. Still maintain an emergency kit for tornadoes and secure outdoor items during severe weather.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Trousdale County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    38th percentile
  2. #2
    TornadoPrepare
    32th percentile
  3. #3
    FloodPrepare
    13th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Trousdale County

Risk Verdict

Trousdale County's overall natural disaster score at the 6th percentile puts it well below the national median for hazard exposure. At the 6th percentile nationally, Trousdale County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Earthquake risk is Trousdale County's dominant natural hazard, ranked at the 38th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 32th percentile nationally. Additional tracked hazards include flood (13th percentile), hurricane (7th percentile), wildfire (3th percentile).

Preparedness Context

Earthquake exposure at the 38th percentile nationally puts Trousdale County in a zone where utilities — gas, water, electrical — are the most common post-quake hazard. Knowing how to shut off the main gas valve is an important household skill to develop before an event occurs. Alongside earthquake exposure, Trousdale County's tornado risk at the 32th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Trousdale County households benefit from keeping shoes and a flashlight near the bed — post-earthquake navigation through debris in the dark is a common cause of secondary injury. This low-cost step has outsized protective value.

Regional Context

Trousdale County's composite risk score sits 46.3 points below the Tennessee county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Trousdale County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Trousdale County, TN?
Trousdale County has a FEMA National Risk Index rating of Very Low, placing it in the 6th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Trousdale County?
Trousdale County is evaluated for five major natural hazard types: earthquake (38th percentile), tornado (32th percentile), flooding (13th percentile), hurricane (7th percentile), wildfire (3th percentile). The highest-risk hazard is earthquake at the 38th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Trousdale County risk compare to the Tennessee average?
Trousdale County's composite risk percentile is 6th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Trousdale County faces lower natural disaster risk than the typical county in Tennessee.
Is Trousdale County at risk for earthquake?
Yes, Trousdale County's earthquake risk is at the 38th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Trousdale County is at the 13th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Trousdale County a safe place to live?
Trousdale County's composite risk score of 6th percentile is below the Tennessee state average of 53th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 38th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.