riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Bosque County Disaster Risk

Bosque County, Texas

FEMA Risk Rating

Very Low

National Percentile

37th

of 3,144 counties

State Rank

#154

of 254 (1 = highest risk)

Flood Risk

40th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 40% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 85% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 71% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 15% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 54% of US counties

Risk Overview

About Natural Disaster Risk in Bosque County, Texas

Bosque sits well below national average risk

Bosque County's composite risk score of 36.90 earns a Very Low rating, placing it 25% lower than the national average. This Central Texas county faces below-average natural disaster exposure overall.

Below-average risk for Texas

Bosque's 36.90 score falls 25% below Texas's state average of 49.00, making it one of the safer counties statewide. Still, tornado and wildfire risks merit attention in this region.

Moderate risk in its local region

Bosque (36.90) sits between the very-safe Briscoe County (8.75) and the riskier Bowie County (79.01) in Central Texas. Its exposure to tornado and wildfire outpaces some regional peers but remains manageable.

Tornadoes and wildfires dominate hazard profile

Tornado risk of 71.37 and wildfire risk of 84.83 are Bosque's primary concerns, both above state averages. Flood risk (40.30) and hurricane threat (53.61) add secondary but notable exposure for residents.

Add tornado and wildfire coverage

Standard homeowners insurance leaves gaps for Bosque County's tornado and wildfire threats; consider riders or specialized policies for these hazards. A weather radio and evacuation plan are smart investments given the county's moderate tornado and fire exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Bosque County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    85th percentile
  2. #2
    TornadoPrepare
    71th percentile
  3. #3
    HurricanePrepare
    54th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Local Resources

Risk Advisory: Bosque County

Risk Verdict

Bosque County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 37th percentile nationally. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Bosque County's favorable 37th percentile ranking.

Hazard Breakdown

Wildfire risk is Bosque County's dominant natural hazard, ranked at the 85th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 71th percentile nationally. Additional tracked hazards include hurricane (54th percentile), flood (40th percentile), earthquake (15th percentile).

Preparedness Context

At the 85th percentile nationally for wildfire risk, Bosque County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. A secondary tornado exposure at the 71th percentile nationally means Bosque County residents face hazards from two distinct natural peril categories during different seasons. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Bosque County residents.

Regional Context

Bosque County falls 12.1 points below Texas's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Bosque County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Bosque County, TX?
Bosque County has a FEMA National Risk Index rating of Very Low, placing it in the 37th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Bosque County?
Bosque County is evaluated for five major natural hazard types: wildfire (85th percentile), tornado (71th percentile), hurricane (54th percentile), flooding (40th percentile), earthquake (15th percentile). The highest-risk hazard is wildfire at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Bosque County risk compare to the Texas average?
Bosque County's composite risk percentile is 37th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Bosque County faces lower natural disaster risk than the typical county in Texas.
Is Bosque County at risk for wildfire?
Yes, Bosque County's wildfire risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Bosque County is at the 40th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Bosque County a safe place to live?
Bosque County's composite risk score of 37th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 85th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Swisher County

Texas

+0.5

Very Low

37th percentile

Young County

Texas

-0.5

Very Low

36th percentile

Refugio County

Texas

+0.6

Very Low

37th percentile

By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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