Cass County Disaster Risk
Cass County, Texas
FEMA Risk Rating
Relatively Low
National Percentile
51th
of 3,144 counties
State Rank
#137
of 254 (1 = highest risk)
Flood Risk
40th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 40% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 71% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 74% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 51% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 56% of US counties
Risk Overview
About Natural Disaster Risk in Cass County, Texas
Cass faces above-average disaster risk
Cass County's composite risk score of 50.80 exceeds the national average and places it in the Relatively Low category nationally. The county experiences meaningful exposure across multiple hazard types, particularly tornadoes and hurricanes, making comprehensive preparedness essential.
Slightly above Texas average risk
At 50.80, Cass County's composite risk score edges above Texas's average of 49.00, placing it in the middle tier of statewide risk. The county ranks higher than many rural West Texas regions but lower than coastal and eastern counties.
Most exposed among east-central peers
Cass County carries notably higher risk than Cherokee County (61.64) in some hazards but shows elevated tornado (73.98) and hurricane (56.28) exposure compared to regional averages. Its position in the Piney Woods region creates distinct multi-hazard vulnerabilities.
Tornadoes and hurricanes lead threats
Cass County faces severe tornado risk (73.98) and hurricane risk (56.28), the two most significant hazards threatening the county. Wildfire risk (70.83) and flood risk (39.92) round out a diverse hazard landscape requiring multi-pronged resilience planning.
Invest in comprehensive coverage now
Residents should secure homeowners insurance with rider coverage for tornado and wind damage, plus separate flood insurance given the county's 39.92 flood exposure. Storm shelters or safe rooms provide critical protection during severe weather events common to the region.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Cass County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Cass County
Risk Verdict
At the 51th percentile nationally, Cass County experiences a manageable level of natural hazard risk that falls below the U.S. median. Cass County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.
Hazard Breakdown
Tornado risk is Cass County's dominant natural hazard, ranked at the 74th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 71th percentile nationally. Additional tracked hazards include hurricane (56th percentile), earthquake (51th percentile), flood (40th percentile).
Preparedness Context
Cass County's primary hazard, tornado, ranks at the 74th percentile nationally. In Cass County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. Alongside tornado exposure, wildfire at the 71th percentile nationally means Cass County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. The highest-risk window for tornado fatalities is overnight, when Cass County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Cass County households.
Regional Context
At 1.8 points from the Texas county mean, Cass County's overall disaster risk profile is close to typical for this state, with no dramatic deviation in either direction.
Is your household prepared for Cass County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Cass County, TX?
What types of natural hazards affect Cass County?
How does Cass County risk compare to the Texas average?
Is Cass County at risk for tornado?
How is natural disaster risk measured?
Why is Cass County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.