riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Coke County Disaster Risk

Coke County, Texas

FEMA Risk Rating

Very Low

National Percentile

4th

of 3,144 counties

State Rank

#237

of 254 (1 = highest risk)

Flood Risk

5th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 5% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 83% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 23% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 2% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 15% of US counties

Risk Overview

About Natural Disaster Risk in Coke County, Texas

Coke County's Risk: Well Below Average

With a composite risk score of 3.66, Coke County ranks as Very Low—far safer than the national average. The county's overall disaster risk is among the lowest in Texas, driven by minimal flood and earthquake exposure.

Among Texas's Safest Counties

Coke County's score of 3.66 is less than one-tenth of the Texas state average of 49.00, placing it in the lowest-risk tier statewide. This exceptional safety profile reflects its sparse population and rural character in West Texas.

Safer Than Surrounding Counties

Coke County's risk (3.66) is notably lower than Coleman County (20.61) and Collingsworth County (27.42) nearby. Among the eight-county comparison group, only Concho County (4.48) comes close to Coke's minimal exposure.

Wildfire Is the Primary Concern

Wildfire risk scores 83.33 in Coke County, making it the dominant natural hazard despite overall low composite risk. Tornado risk (22.84) ranks second, though both pale beside the county's exceptional resilience to flooding (5.25) and earthquakes (2.23).

Prioritize Wildfire and Wind Coverage

While Coke County's risk is minimal, standard homeowners insurance should cover wildfire, especially during dry seasons. Consider additional wind and hail riders given tornado potential, and verify your policy covers debris removal from wildfires.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Coke County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    83th percentile
  2. #2
    TornadoPrepare
    23th percentile
  3. #3
    HurricanePrepare
    15th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Coke County

Risk Verdict

Coke County carries a low natural disaster risk burden, scoring at the 4th percentile under the FEMA National Risk Index. Coke County residents can take confidence from a 4th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Wildfire risk is Coke County's dominant natural hazard, ranked at the 83th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 23th percentile nationally. Additional tracked hazards include hurricane (15th percentile), flood (5th percentile), earthquake (2th percentile).

Preparedness Context

Wildfire ranks as Coke County's primary hazard at the 83th percentile nationally. For Coke County households in high-WUI areas, go-bag readiness — the ability to leave within 15 minutes — is more important than shelter-in-place planning for most residential properties. Alongside wildfire, tornado at the 23th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Coke County county's local emergency management office publishes community-specific wildfire risk assessments and evacuation zone maps; households should review their zone assignment and sign up for zone-specific alerts.

Regional Context

Compared to the Texas county average, Coke County's composite score runs 45.3 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Coke County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Coke County, TX?
Coke County has a FEMA National Risk Index rating of Very Low, placing it in the 4th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Coke County?
Coke County is evaluated for five major natural hazard types: wildfire (83th percentile), tornado (23th percentile), hurricane (15th percentile), flooding (5th percentile), earthquake (2th percentile). The highest-risk hazard is wildfire at the 83th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Coke County risk compare to the Texas average?
Coke County's composite risk percentile is 4th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Coke County faces lower natural disaster risk than the typical county in Texas.
Is Coke County at risk for wildfire?
Yes, Coke County's wildfire risk is at the 83th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Coke County is at the 5th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Coke County a safe place to live?
Coke County's composite risk score of 4th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 83th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.