Cottle County Disaster Risk
Cottle County, Texas
FEMA Risk Rating
Very Low
National Percentile
12th
of 3,144 counties
State Rank
#208
of 254 (1 = highest risk)
Flood Risk
2th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 2% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 63% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 18% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 8% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 17% of US counties
Risk Overview
About Natural Disaster Risk in Cottle County, Texas
Cottle County remains well below national risk
With a composite risk score of 12.47, Cottle County ranks in the "Very Low" category and significantly below the national average. This low exposure provides residents with fewer natural disaster concerns than most U.S. counties.
Among Texas's safest counties overall
Cottle County's score of 12.47 is 75% lower than Texas's state average of 49.00, placing it among the state's least hazard-prone areas. This favorable standing reflects minimal exposure across most major disaster types.
Substantially safer than neighboring counties
Cottle County (12.47) significantly outperforms Cooke County (73.31) and Coryell County (63.42), making it one of the region's safest areas. Even compared to other low-risk counties like Crosby (23.73), Cottle maintains exceptional safety.
Wildfire is the only notable concern
Wildfire risk at 62.88 is Cottle County's only material hazard; all other risks—tornado (17.59), flood (1.53), earthquake (8.40), and hurricane (17.31)—remain minimal. This narrowly focused risk profile makes preparedness more straightforward.
Basic insurance and wildfire awareness suffice
Standard homeowners insurance covers most likely scenarios in Cottle County, though wildfire-specific coverage should be considered given the 62.88 risk score. Clearing vegetation and maintaining defensible space around structures offers cost-effective protection.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Cottle County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Cottle County
Risk Verdict
Compared to the nation's 3,144 counties, Cottle County ranks at the 12th percentile for natural disaster risk — toward the safer end of the spectrum. Cottle County residents can take confidence from a 12th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.
Hazard Breakdown
Wildfire risk is Cottle County's dominant natural hazard, ranked at the 63th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 18th percentile nationally. Additional tracked hazards include hurricane (17th percentile), earthquake (8th percentile), flood (2th percentile).
Preparedness Context
Cottle County sits at the 63th percentile for wildfire exposure. Signing up for Cottle County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. A secondary tornado exposure at the 18th percentile nationally means Cottle County residents face hazards from two distinct natural peril categories during different seasons. In Cottle County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.
Regional Context
At 36.5 points below the Texas state average, Cottle County is among the lower-risk counties in the state for natural disaster exposure.
Is your household prepared for Cottle County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Cottle County, TX?
What types of natural hazards affect Cottle County?
How does Cottle County risk compare to the Texas average?
Is Cottle County at risk for wildfire?
How is natural disaster risk measured?
Is Cottle County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.