Crosby County Disaster Risk
Crosby County, Texas
FEMA Risk Rating
Very Low
National Percentile
24th
of 3,144 counties
State Rank
#184
of 254 (1 = highest risk)
Flood Risk
5th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 5% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 61% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 47% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 15% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 21% of US counties
Risk Overview
About Natural Disaster Risk in Crosby County, Texas
Crosby County maintains well-below-average risk
Crosby County's composite risk score of 23.73 falls in the "Very Low" category and remains substantially below the national average. This favorable standing reflects protection from most major natural disaster categories.
Safer than Texas average, though not the safest
Crosby County's score of 23.73 is 52% lower than Texas's state average of 49.00, placing it comfortably in the lower-risk tier. The county enjoys considerably better protection than many Texas regions.
Moderate risk within its peer group
Crosby County (23.73) ranks safer than Cooke County (73.31) and Coryell County (63.42), but slightly riskier than Cottle County (12.47). This middle-ground positioning reflects its West Texas location and climate.
Wildfire and tornado are primary concerns
Wildfire risk at 61.26 and tornado risk at 46.50 represent Crosby County's material hazards, though both remain manageable. Flood (5.47), earthquake (14.82), and hurricane (20.53) risks stay well below concerning thresholds.
Dual preparation for wildfire and storms
Crosby County residents should maintain defensible space against wildfire and ensure storm shelter access for tornado season. Standard homeowners insurance, supplemented by wildfire coverage, provides robust protection for most scenarios.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Crosby County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Crosby County
Risk Verdict
Crosby County's overall natural disaster score at the 24th percentile puts it well below the national median for hazard exposure. Being ranked at the 24th percentile nationally is an advantage for Crosby County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.
Hazard Breakdown
Wildfire risk is Crosby County's dominant natural hazard, ranked at the 61th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 47th percentile nationally. Additional tracked hazards include hurricane (21th percentile), earthquake (15th percentile), flood (5th percentile).
Preparedness Context
With wildfire ranked at the 61th percentile nationally, Crosby County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Crosby County households to have on hand before fire season. A secondary tornado exposure at the 47th percentile nationally means Crosby County residents face hazards from two distinct natural peril categories during different seasons. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Crosby County households — and the insurance review is the one most often deferred by Crosby County residents and most costly to skip when a fire event actually occurs.
Regional Context
Crosby County's composite risk score sits 25.3 points below the Texas county average, reflecting a more favorable hazard environment than the state typical.
Is your household prepared for Crosby County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Crosby County, TX?
What types of natural hazards affect Crosby County?
How does Crosby County risk compare to the Texas average?
Is Crosby County at risk for wildfire?
How is natural disaster risk measured?
Is Crosby County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.