riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Fisher County Disaster Risk

Fisher County, Texas

FEMA Risk Rating

Very Low

National Percentile

2th

of 3,144 counties

State Rank

#245

of 254 (1 = highest risk)

Flood Risk

3th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 3% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 49% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 15% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 3% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 13% of US counties

Risk Overview

About Natural Disaster Risk in Fisher County, Texas

Fisher County ranks among safest in nation

Fisher County's composite risk score of just 1.94 places it in the very low risk category—among the lowest-risk counties nationwide. Residents enjoy exceptional protection from natural disasters compared to typical Americans.

Texas's lowest-risk county

Fisher County's score of 1.94 dramatically underperforms the Texas state average of 49.00, making it among the safest jurisdictions in the state. Every major hazard category scores well below average, reflecting the county's exceptional geographic fortune.

Significantly safer than surrounding areas

Fisher County's risk score of 1.94 is extraordinary compared to Floyd County (30.73) and Foard County (4.45) nearby. The county's minimal flood (2.70), earthquake (2.86), and hurricane (12.52) risks stand out as exceptional regional advantages.

Wildfire is the primary concern

Wildfire risk (48.89) represents Fisher County's only moderately elevated hazard, though it remains below state and national averages. All other hazards—tornado (14.57), hurricane (12.52), earthquake (2.86), and flood (2.70)—score extraordinarily low.

Standard coverage suffices for most risks

Fisher County's exceptionally low risk profile means standard homeowners insurance typically provides adequate protection for most residents. However, wildfire exposure (48.89) warrants a policy review to ensure adequate coverage; brush management around structures offers additional protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Fisher County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    49th percentile
  2. #2
    TornadoPrepare
    15th percentile
  3. #3
    HurricanePrepare
    13th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Local Resources

Risk Advisory: Fisher County

Risk Verdict

Fisher County carries a low natural disaster risk burden, scoring at the 2th percentile under the FEMA National Risk Index. The 2th percentile national ranking is one lens; Fisher County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Wildfire risk is Fisher County's dominant natural hazard, ranked at the 49th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 15th percentile nationally. Additional tracked hazards include hurricane (13th percentile), earthquake (3th percentile), flood (3th percentile).

Preparedness Context

Wildfire ranks as Fisher County's primary hazard at the 49th percentile nationally. For Fisher County households in high-WUI areas, go-bag readiness — the ability to leave within 15 minutes — is more important than shelter-in-place planning for most residential properties. The county's tornado exposure at the 15th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Fisher County county's local emergency management office publishes community-specific wildfire risk assessments and evacuation zone maps; households should review their zone assignment and sign up for zone-specific alerts.

Regional Context

Compared to the Texas county average, Fisher County's composite score runs 47.1 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Fisher County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Fisher County, TX?
Fisher County has a FEMA National Risk Index rating of Very Low, placing it in the 2th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Fisher County?
Fisher County is evaluated for five major natural hazard types: wildfire (49th percentile), tornado (15th percentile), hurricane (13th percentile), earthquake (3th percentile), flooding (3th percentile). The highest-risk hazard is wildfire at the 49th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Fisher County risk compare to the Texas average?
Fisher County's composite risk percentile is 2th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Fisher County faces lower natural disaster risk than the typical county in Texas.
Is Fisher County at risk for wildfire?
Yes, Fisher County's wildfire risk is at the 49th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Fisher County is at the 3th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Fisher County a safe place to live?
Fisher County's composite risk score of 2th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 49th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Irion County

Texas

-0.2

Very Low

2th percentile

Kinney County

Texas

+0.3

Very Low

2th percentile

Hudspeth County

Texas

+0.3

Very Low

2th percentile

By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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