riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Foard County Disaster Risk

Foard County, Texas

FEMA Risk Rating

Very Low

National Percentile

4th

of 3,144 counties

State Rank

#232

of 254 (1 = highest risk)

Flood Risk

1th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 1% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 41% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 17% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 7% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 13% of US counties

Risk Overview

About Natural Disaster Risk in Foard County, Texas

Foard County ranks among safest nationwide

Foard County's composite risk score of 4.45 places it in the very low risk category with minimal natural disaster exposure. Residents enjoy exceptional protection from natural hazards compared to typical Americans across most major threat categories.

Exceptional safety for Texas

Foard County's score of 4.45 vastly underperforms the Texas state average of 49.00, making it among the state's safest jurisdictions. This remarkable advantage stems from minimal flood (1.05), tornado (17.05), and hurricane (12.97) risks.

Safe as Fisher County, safer than Floyd

Foard County's risk score of 4.45 rivals Fisher County (1.94) as the region's safest area, with exceptional flood (1.05) and earthquake (7.32) protection. Only wildfire risk (41.06) moderately exceeds neighboring counties' averages.

Wildfire presents only notable concern

Wildfire risk (41.06) represents Foard County's primary hazard, though it remains below state average. All other threats—tornado (17.05), hurricane (12.97), earthquake (7.32), and flood (1.05)—score among the state's lowest.

Maintain basic coverage for wildfire risk

Foard County's exceptionally low overall risk means standard homeowners insurance typically suffices for most residents. Verify wildfire coverage in your policy given the 41.06 score; maintaining defensible space and brush management provides cost-effective additional protection against this primary local hazard.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Foard County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    41th percentile
  2. #2
    TornadoPrepare
    17th percentile
  3. #3
    HurricanePrepare
    13th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Foard County

Risk Verdict

At the 4th percentile nationally, Foard County experiences relatively limited natural hazard pressure compared to most of the country. A preparedness foundation — alert registration, household communication plan, and a basic supply review — costs little and remains valuable even at Foard County's favorable 4th percentile ranking.

Hazard Breakdown

Wildfire risk is Foard County's dominant natural hazard, ranked at the 41th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 17th percentile nationally. Additional tracked hazards include hurricane (13th percentile), earthquake (7th percentile), flood (1th percentile).

Preparedness Context

Foard County's dominant hazard is wildfire, ranked at the 41th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Foard County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. A secondary tornado exposure at the 17th percentile nationally means Foard County residents face hazards from two distinct natural peril categories during different seasons. Foard County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.

Regional Context

A composite score 44.5 points below the Texas state average puts Foard County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Foard County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Foard County, TX?
Foard County has a FEMA National Risk Index rating of Very Low, placing it in the 4th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Foard County?
Foard County is evaluated for five major natural hazard types: wildfire (41th percentile), tornado (17th percentile), hurricane (13th percentile), earthquake (7th percentile), flooding (1th percentile). The highest-risk hazard is wildfire at the 41th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Foard County risk compare to the Texas average?
Foard County's composite risk percentile is 4th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Foard County faces lower natural disaster risk than the typical county in Texas.
Is Foard County at risk for wildfire?
Yes, Foard County's wildfire risk is at the 41th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Foard County is at the 1th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Foard County a safe place to live?
Foard County's composite risk score of 4th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 41th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.