riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Gray County Disaster Risk

Gray County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

60th

of 3,144 counties

State Rank

#109

of 254 (1 = highest risk)

Flood Risk

25th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 25% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 94% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 77% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 46% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 27% of US counties

Risk Overview

About Natural Disaster Risk in Gray County, Texas

Gray County faces moderate wildfire risk

Gray County's composite risk score of 59.89 ranks as relatively low, slightly above the Texas state average of 49.00 but more resilient than many U.S. counties. However, the county's wildfire risk of 93.67 is exceptionally high and deserves serious attention.

Wildfire threat stands out statewide

Gray County's wildfire score of 93.67 ranks among the highest in Texas, reflecting the Panhandle's dry climate and grassland terrain. Despite this extreme hazard, the county's overall composite score remains moderate due to lower risks from hurricanes and earthquakes.

Wildfire risk exceeds surrounding counties

Gray County's wildfire score of 93.67 is significantly higher than neighboring Hale County (77.67) and Grayson County (86.04). The county's location in the Texas Panhandle puts it in a region where grass fires and brush fires are frequent threats.

Wildfire is the dominant threat

Wildfire risk of 93.67 stands out as Gray County's primary hazard, far exceeding tornado risk (76.84) and other threats. The Panhandle's grasslands and low humidity create conditions for rapid fire spread, particularly during drought seasons.

Invest in wildfire defensible space

Gray County residents should create and maintain defensible space around homes—removing dead vegetation, clearing gutters, and trimming tree branches within 10 feet of structures. Check whether your homeowners policy covers wildfire damage and consider additional coverage if needed, especially in rural areas closer to grasslands.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Gray County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    94th percentile
  2. #2
    TornadoPrepare
    77th percentile
  3. #3
    EarthquakePrepare
    46th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Gray County

Risk Verdict

At the 60th percentile nationally, Gray County experiences a manageable level of natural hazard risk that falls below the U.S. median. Gray County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.

Hazard Breakdown

Wildfire risk is Gray County's dominant natural hazard, ranked at the 94th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 77th percentile nationally. Additional tracked hazards include earthquake (46th percentile), hurricane (27th percentile), flood (25th percentile).

Preparedness Context

Wildfire ranks as Gray County's primary hazard at the 94th percentile nationally. For Gray County households in high-WUI areas, go-bag readiness — the ability to leave within 15 minutes — is more important than shelter-in-place planning for most residential properties. A secondary tornado exposure at the 77th percentile nationally means Gray County residents face hazards from two distinct natural peril categories during different seasons. Gray County county's local emergency management office publishes community-specific wildfire risk assessments and evacuation zone maps; households should review their zone assignment and sign up for zone-specific alerts.

Regional Context

Gray County falls 10.9 points above Texas's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Gray County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Gray County, TX?
Gray County has a FEMA National Risk Index rating of Relatively Low, placing it in the 60th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Gray County?
Gray County is evaluated for five major natural hazard types: wildfire (94th percentile), tornado (77th percentile), earthquake (46th percentile), hurricane (27th percentile), flooding (25th percentile). The highest-risk hazard is wildfire at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Gray County risk compare to the Texas average?
Gray County's composite risk percentile is 60th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Gray County faces higher natural disaster risk than the typical county in Texas.
Is Gray County at risk for wildfire?
Yes, Gray County's wildfire risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Gray County is at the 25th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Gray County higher risk than average?
Gray County's composite risk score of 60th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by wildfire exposure (94th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.