riskbycounty
FEMA National Risk Index

Hill County Disaster Risk

Hill County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

73th

of 3,144 counties

State Rank

#73

of 254 (1 = highest risk)

Flood Risk

46th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 46% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 82% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 90% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 31% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 66% of US counties

Risk Advisory: Hill County

Risk Verdict

Hill County shows a relatively low overall disaster risk profile, scoring in the 73th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Tornado risk is the dominant hazard for Hill County, scoring in the 90th percentile nationally. It is followed by wildfire risk at the 82th percentile. Additional hazards include hurricane (66th), flood (46th), earthquake (31th).

Preparedness Context

With tornado risk as the top concern, Hill County residents should identify a safe room or interior space on the lowest floor, have a NOAA weather radio, and practice tornado drills with your household. Secondary risks such as wildfire also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Hill County is significantly riskier than the average county in Texas. Its composite risk score is 24 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Hill County, TX?
Hill County has a FEMA National Risk Index rating of Relatively Low, placing it in the 73th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Hill County?
Hill County is evaluated for five major natural hazard types: tornado (90th percentile), wildfire (82th percentile), hurricane (66th percentile), flooding (46th percentile), earthquake (31th percentile). The highest-risk hazard is tornado at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Hill County risk compare to the Texas average?
Hill County's composite risk percentile is 73th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Hill County faces higher natural disaster risk than the typical county in Texas.
Is Hill County at risk for tornado?
Yes, Hill County's tornado risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Hill County is at the 46th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Hill County higher risk than average?
Hill County's composite risk score of 73th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by tornado exposure (90th percentile), along with wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Cooke County

Texas

+0.3

Relatively Low

73th percentile

Anderson County

Texas

+0.7

Relatively Low

74th percentile

Walker County

Texas

+0.9

Relatively Low

74th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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