riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Jack County Disaster Risk

Jack County, Texas

FEMA Risk Rating

Very Low

National Percentile

11th

of 3,144 counties

State Rank

#211

of 254 (1 = highest risk)

Flood Risk

10th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 10% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 86% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 41% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 16% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 30% of US counties

Risk Overview

About Natural Disaster Risk in Jack County, Texas

Jack County remains very low risk

Jack County scores 11.39 on the composite risk scale, placing it well below the national average and in the very low risk category. The score reflects a generally protected natural hazard environment despite some wildfire exposure.

Well below Texas average exposure

At 11.39, Jack County ranks significantly below Texas's state average composite risk of 49.00, positioning it among the state's lower-risk counties. The county's score represents roughly one-quarter of the state average, indicating substantially reduced disaster exposure.

Safe haven in North Central Texas

Jack County's composite risk of 11.39 makes it safer than most neighboring counties including Young, Wise, and Parker counties. The North Central Texas location benefits from moderate distance from major tornado alley and relative isolation from coastal storm systems.

Wildfire presents highest exposure

Wildfire risk at 86.23 represents Jack County's primary hazard concern, though it exists in isolation from other significant threats. Tornado risk at 41.38 and hurricane risk at 30.12 present secondary considerations, while flood and earthquake risks remain minimal.

Wildfire awareness with standard coverage

Jack County homeowners should verify their policies include wildfire coverage as a supplementary concern, though overall risk remains moderate. Standard homeowners insurance typically provides adequate protection for the county's natural hazard profile.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Jack County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    86th percentile
  2. #2
    TornadoPrepare
    41th percentile
  3. #3
    HurricanePrepare
    30th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Jack County

Risk Verdict

Jack County's natural disaster risk is among the lowest in the country, with a composite score at the 11th percentile nationally. At the 11th percentile, Jack County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Wildfire risk is Jack County's dominant natural hazard, ranked at the 86th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 41th percentile nationally. Additional tracked hazards include hurricane (30th percentile), earthquake (16th percentile), flood (10th percentile).

Preparedness Context

Wildfire is Jack County's top-ranked natural hazard at the 86th percentile nationally. Jack County residents should assess whether their property lies within or adjacent to a Wildland-Urban Interface (WUI) zone, where ember transport and rapid spread pose the highest risk. Alongside wildfire, tornado at the 41th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. For Jack County households, a practiced evacuation plan — with a primary and backup route designated before a fire occurs — provides more protection than any structural improvement when a wildfire approaches fast-moving terrain.

Regional Context

The Texas county average exceeds Jack County's score by 37.6 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Jack County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Jack County, TX?
Jack County has a FEMA National Risk Index rating of Very Low, placing it in the 11th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Jack County?
Jack County is evaluated for five major natural hazard types: wildfire (86th percentile), tornado (41th percentile), hurricane (30th percentile), earthquake (16th percentile), flooding (10th percentile). The highest-risk hazard is wildfire at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Jack County risk compare to the Texas average?
Jack County's composite risk percentile is 11th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Jack County faces lower natural disaster risk than the typical county in Texas.
Is Jack County at risk for wildfire?
Yes, Jack County's wildfire risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Jack County is at the 10th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Jack County a safe place to live?
Jack County's composite risk score of 11th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 86th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.