riskbycounty
FEMA National Risk Index

Kendall County Disaster Risk

Kendall County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

65th

of 3,144 counties

State Rank

#90

of 254 (1 = highest risk)

Flood Risk

75th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 75% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 85% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 74% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 9% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 48% of US counties

Risk Advisory: Kendall County

Risk Verdict

Kendall County shows a relatively low overall disaster risk profile, scoring in the 65th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Wildfire risk is the dominant hazard for Kendall County, scoring in the 85th percentile nationally. It is followed by flood risk at the 75th percentile. Additional hazards include tornado (74th), hurricane (48th), earthquake (9th).

Preparedness Context

With wildfire risk as the top concern, Kendall County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as flood also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Kendall County is significantly riskier than the average county in Texas. Its composite risk score is 16.5 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

Is your home insured against Kendall County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

High flood risk area

Learn about NFIP flood insurance coverage for your property.

Learn More →

Frequently Asked Questions

What is the natural disaster risk in Kendall County, TX?
Kendall County has a FEMA National Risk Index rating of Relatively Low, placing it in the 65th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Kendall County?
Kendall County is evaluated for five major natural hazard types: wildfire (85th percentile), flooding (75th percentile), tornado (74th percentile), hurricane (48th percentile), earthquake (9th percentile). The highest-risk hazard is wildfire at the 85th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Kendall County risk compare to the Texas average?
Kendall County's composite risk percentile is 65th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Kendall County faces higher natural disaster risk than the typical county in Texas.
Is Kendall County at risk for wildfire?
Yes, Kendall County's wildfire risk is at the 85th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Kendall County is at the 75th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Kendall County higher risk than average?
Kendall County's composite risk score of 65th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by wildfire exposure (85th percentile), along with flooding and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Brown County

Texas

-0.6

Relatively Low

65th percentile

Red River County

Texas

-0.8

Relatively Low

65th percentile

Calhoun County

Texas

+0.8

Relatively Low

66th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

Explore more data for Kendall County

Property TaxCost of LivingCrime RateIncomeHealthSchoolsWater QualityWeatherCounty Score