riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Kimble County Disaster Risk

Kimble County, Texas

FEMA Risk Rating

Very Low

National Percentile

32th

of 3,144 counties

State Rank

#165

of 254 (1 = highest risk)

Flood Risk

55th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 55% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 76% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 25% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 6% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 50% of US counties

Risk Overview

About Natural Disaster Risk in Kimble County, Texas

Kimble ranks well below national risk average

Kimble County's score of 32.16 places it comfortably below the US average, earning a "Very Low" risk rating. However, modest but noticeable wildfire and flood risks deserve acknowledgment.

Kimble sits well below Texas averages

At 32.16 versus the Texas state average of 49.00, Kimble ranks in the safer half of Texas counties. Its remote Hill Country location provides protection from major hazard clusters.

Kimble is safer than most nearby counties

Kimble's score of 32.16 runs significantly lower than Kerr County (77.16) and Kendall County (65.49) but higher than Kinney County (2.19). Its position in the less-developed Hill Country insulates it from concentrated risk.

Wildfire and flood are secondary concerns

Wildfire risk reaches 75.83 and flood risk 55.41—above Kimble's overall score but still moderate statewide. Tornado risk of 24.90 remains well below average for Texas.

Standard coverage with wildfire focus

Ensure your homeowner's policy includes wildfire and flood protection; the latter typically requires a separate policy. Clear vegetation around structures and maintain roof condition to withstand seasonal storms.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Kimble County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    76th percentile
  2. #2
    FloodPrepare
    55th percentile
  3. #3
    HurricanePrepare
    50th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Kimble County

Risk Verdict

At the 32th percentile nationally, Kimble County experiences relatively limited natural hazard pressure compared to most of the country. Being ranked at the 32th percentile nationally is an advantage for Kimble County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.

Hazard Breakdown

Wildfire risk is Kimble County's dominant natural hazard, ranked at the 76th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 55th percentile nationally. Additional tracked hazards include hurricane (50th percentile), tornado (25th percentile), earthquake (6th percentile).

Preparedness Context

Kimble County's dominant hazard is wildfire, ranked at the 76th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Kimble County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. Alongside wildfire, flood at the 55th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Kimble County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.

Regional Context

A composite score 16.8 points below the Texas state average puts Kimble County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Kimble County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Kimble County, TX?
Kimble County has a FEMA National Risk Index rating of Very Low, placing it in the 32th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Kimble County?
Kimble County is evaluated for five major natural hazard types: wildfire (76th percentile), flooding (55th percentile), hurricane (50th percentile), tornado (25th percentile), earthquake (6th percentile). The highest-risk hazard is wildfire at the 76th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Kimble County risk compare to the Texas average?
Kimble County's composite risk percentile is 32th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Kimble County faces lower natural disaster risk than the typical county in Texas.
Is Kimble County at risk for wildfire?
Yes, Kimble County's wildfire risk is at the 76th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Kimble County is at the 55th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Kimble County a safe place to live?
Kimble County's composite risk score of 32th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 76th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.