Madison County Disaster Risk

Madison County, Texas

FEMA Risk Rating

Very Low

National Percentile

35th

of 3,144 counties

State Rank

#157

of 254 (1 = highest risk)

Flood Risk

24th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 24% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 48% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 55% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 18% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 79% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Madison County, TX?
Madison County has a FEMA National Risk Index rating of Very Low, placing it in the 35th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Madison County?
Madison County is evaluated for five major natural hazard types: hurricane (79th percentile), tornado (55th percentile), wildfire (48th percentile), flooding (24th percentile), earthquake (18th percentile). The highest-risk hazard is hurricane at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Madison County risk compare to the Texas average?
Madison County's composite risk percentile is 35th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Madison County faces lower natural disaster risk than the typical county in Texas.
Is Madison County at risk for hurricane?
Yes, Madison County's hurricane risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Madison County is at the 24th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Madison County a safe place to live?
Madison County's composite risk score of 35th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 79th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.