Reagan County Disaster Risk
Reagan County, Texas
FEMA Risk Rating
Very Low
National Percentile
6th
of 3,144 counties
State Rank
#226
of 254 (1 = highest risk)
Flood Risk
4th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 4% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 56% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 15% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 4% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 14% of US counties
Risk Overview
About Natural Disaster Risk in Reagan County, Texas
Reagan ranks among safest U.S. counties
Reagan County's composite risk score of 5.88 places it far below the national average, marking it as a very low-risk area for natural disasters. This remote West Texas location offers exceptional protection from catastrophic hazards.
Texas's lowest-risk county
With a composite score of 5.88, Reagan County ranks well below Texas's state average of 49.00 and is among the state's safest counties overall. Its remote West Texas location shields it effectively from major disaster threats.
Safest county in remote West Texas
Reagan County (5.88) faces dramatically lower risk than all surrounding counties, including Pecos (25.13), Presidio (10.24), and panhandle counties Potter (90.49) and Randall (86.77). Its isolation and small population provide natural disaster protection.
Wildfire is the only notable hazard
Reagan County's wildfire risk (56.39) represents its only moderate hazard exposure, while tornado (14.54), flood (3.82), and earthquake (3.59) risks are exceptionally low. The arid landscape drives wildfire exposure while isolation provides protection from other threats.
Minimal coverage needs for residents
Reagan County residents should confirm wildfire coverage in homeowners policies and maintain defensible space around structures. Given the county's very low overall risk profile, standard homeowners insurance provides adequate protection for most residents.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Reagan County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Reagan County
Risk Verdict
Natural disaster exposure in Reagan County is lower than roughly three-quarters of U.S. counties, with a composite score at the 6th percentile. Residents of Reagan County can use the 6th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.
Hazard Breakdown
Wildfire risk is Reagan County's dominant natural hazard, ranked at the 56th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 15th percentile nationally. Additional tracked hazards include hurricane (14th percentile), flood (4th percentile), earthquake (4th percentile).
Preparedness Context
At the 56th percentile nationally for wildfire, Reagan County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. A secondary tornado exposure at the 15th percentile nationally means Reagan County residents face hazards from two distinct natural peril categories during different seasons. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources Reagan County residents can use to stay ahead of rapidly changing wildfire conditions.
Regional Context
Reagan County is 43.1 composite risk points below the Texas state mean, meaning most other Texas counties face higher natural hazard exposure.
Is your household prepared for Reagan County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Reagan County, TX?
What types of natural hazards affect Reagan County?
How does Reagan County risk compare to the Texas average?
Is Reagan County at risk for wildfire?
How is natural disaster risk measured?
Is Reagan County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.