Terry County Disaster Risk
Terry County, Texas
FEMA Risk Rating
Relatively Low
National Percentile
52th
of 3,144 counties
State Rank
#132
of 254 (1 = highest risk)
Flood Risk
12th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 12% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 59% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 55% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 16% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 31% of US counties
Risk Overview
About Natural Disaster Risk in Terry County, Texas
Terry carries moderate national risk level
Terry County's composite risk score of 52.04 slightly exceeds the national average, placing it in the Relatively Low category. This South Plains county confronts material but manageable exposure to multiple natural hazards.
Slightly above Texas average risk
At 52.04, Terry scores just above Texas's state average of 49.00, placing it slightly higher-risk than the typical Texas county. The county sits in the middle of the state's risk distribution.
Terry faces more risk than western peers
Terry's 52.04 score exceeds Stonewall (3.82), Sutton (7.06), Swisher (37.44), and Terrell (0.41), but remains well below Tarrant (99.14) and Taylor (83.81). The county occupies the mid-range among this cluster of West and Central Texas communities.
Tornado and wildfire are primary concerns
Tornado risk at 54.55 is Terry's highest hazard exposure, followed by wildfire risk at 58.65, creating a dual threat profile. Hurricane risk at 31.33 and flood risk at 11.67 present secondary but meaningful concerns.
Wind and fire coverage recommended
Terry residents should secure homeowners insurance with robust tornado/wind and wildfire coverage, particularly given the county's 54.55 tornado score. Standard coverage should suffice for flood and other secondary hazards.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Terry County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Terry County
Risk Verdict
At the 52th percentile nationally, Terry County experiences a manageable level of natural hazard risk that falls below the U.S. median. Terry County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.
Hazard Breakdown
Wildfire risk is Terry County's dominant natural hazard, ranked at the 59th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 55th percentile nationally. Additional tracked hazards include hurricane (31th percentile), earthquake (16th percentile), flood (12th percentile).
Preparedness Context
Wildfire ranks as Terry County's primary hazard at the 59th percentile nationally. For Terry County households in high-WUI areas, go-bag readiness — the ability to leave within 15 minutes — is more important than shelter-in-place planning for most residential properties. The county's tornado exposure at the 55th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Terry County county's local emergency management office publishes community-specific wildfire risk assessments and evacuation zone maps; households should review their zone assignment and sign up for zone-specific alerts.
Regional Context
At 3.0 points from the Texas county mean, Terry County's overall disaster risk profile is close to typical for this state, with no dramatic deviation in either direction.
Is your household prepared for Terry County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Terry County, TX?
What types of natural hazards affect Terry County?
How does Terry County risk compare to the Texas average?
Is Terry County at risk for wildfire?
How is natural disaster risk measured?
Why is Terry County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.