riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Upshur County Disaster Risk

Upshur County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

67th

of 3,144 counties

State Rank

#87

of 254 (1 = highest risk)

Flood Risk

59th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 59% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 77% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 40% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 61% of US counties

Risk Overview

About Natural Disaster Risk in Upshur County, Texas

Upshur County Faces Elevated Risk

Upshur County scores 66.92 on the composite risk index, placing it above the national average and indicating meaningful exposure to multiple hazards. The relatively low risk rating reflects that threats are present but can be mitigated through smart preparation and adequate insurance.

Above-Average Risk Statewide

At 66.92, Upshur County substantially exceeds Texas's state average of 49.00, ranking among the riskier counties in the state. The elevation is driven primarily by exceptional tornado exposure (92.05), one of the highest in Texas, combined with significant wildfire and hurricane threats.

Riskier Than Most East Texas Peers

Upshur County's 66.92 score exceeds neighboring Titus County (46.82) and approaches Tyler County (61.01), making it one of the region's riskiest counties. The elevated tornado risk distinguishes Upshur from its coastal neighbors, positioning it at the intersection of Gulf Coast and Great Plains storm tracks.

Tornado Risk Is Exceptionally High

Tornado risk (92.05) dominates Upshur County's threat profile, ranking among the nation's highest-risk areas for tornado activity. Wildfire (77.32) and hurricane risk (61.33) add seasonal complexity, creating year-round hazard exposure that demands continuous preparedness.

Build Tornado Safety Into Your Home

A safe room or reinforced shelter is essential in Upshur County—standard basements may not provide adequate protection from violent tornadoes. Verify your homeowners policy covers tornado and wind damage with minimal deductibles, maintain an emergency kit with first aid and weather alerts, and participate in spring tornado drills so all household members know where to shelter.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Upshur County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    92th percentile
  2. #2
    WildfirePrepare
    77th percentile
  3. #3
    HurricanePrepare
    61th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Upshur County

Risk Verdict

At the 67th percentile nationally, Upshur County experiences a manageable level of natural hazard risk that falls below the U.S. median. Upshur County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.

Hazard Breakdown

Tornado risk is Upshur County's dominant natural hazard, ranked at the 92th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 77th percentile nationally. Additional tracked hazards include hurricane (61th percentile), flood (59th percentile), earthquake (40th percentile).

Preparedness Context

Upshur County's primary hazard, tornado, ranks at the 92th percentile nationally. In Upshur County, mobile homes and manufactured housing face significantly higher tornado risk than site-built structures; residents in these homes should identify the nearest permanent community shelter in advance. The secondary wildfire hazard at the 77th percentile nationally adds seasonal complexity to Upshur County's preparedness calendar, since wildfire and tornado risk often peak at different points in the year. The highest-risk window for tornado fatalities is overnight, when Upshur County residents may be asleep. A NOAA weather radio with overnight alert capability is the single most impactful low-cost preparedness step available to Upshur County households.

Regional Context

Upshur County falls 17.9 points above Texas's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Upshur County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Upshur County, TX?
Upshur County has a FEMA National Risk Index rating of Relatively Low, placing it in the 67th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Upshur County?
Upshur County is evaluated for five major natural hazard types: tornado (92th percentile), wildfire (77th percentile), hurricane (61th percentile), flooding (59th percentile), earthquake (40th percentile). The highest-risk hazard is tornado at the 92th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Upshur County risk compare to the Texas average?
Upshur County's composite risk percentile is 67th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Upshur County faces higher natural disaster risk than the typical county in Texas.
Is Upshur County at risk for tornado?
Yes, Upshur County's tornado risk is at the 92th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Upshur County is at the 59th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Upshur County higher risk than average?
Upshur County's composite risk score of 67th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by tornado exposure (92th percentile), along with wildfire and hurricane and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.