riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Wheeler County Disaster Risk

Wheeler County, Texas

FEMA Risk Rating

Very Low

National Percentile

41th

of 3,144 counties

State Rank

#145

of 254 (1 = highest risk)

Flood Risk

8th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 8% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 94% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 59% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 32% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 23% of US counties

Risk Overview

About Natural Disaster Risk in Wheeler County, Texas

Wheeler County faces below-average risk

With a composite risk score of 41.28, Wheeler County is rated "Very Low" and sits well below the national average for natural disaster exposure. This lower-risk profile reflects a more favorable position for most of the county, though specific hazards demand attention.

Among Texas's safest counties

Wheeler County's score of 41.28 places it in the lower half of Texas counties, below the state average of 49.00. It ranks among the state's lower-risk areas overall.

Significantly safer than surrounding counties

Wheeler County's low risk contrasts sharply with neighbors like Wichita County (81.90) and Wilbarger County (46.09). Its relatively low flood and hurricane exposure set it apart from riskier Panhandle and northern Texas counties.

Wildfire emerges as primary concern

Wheeler County's wildfire risk of 94.34 is exceptionally high and dominates its hazard profile, despite overall low composite risk. Tornado risk of 59.16 presents a secondary threat, while flood and hurricane risks remain minimal.

Prepare for wildfire season carefully

While Wheeler County's overall risk is low, wildfire preparation is critical—clear defensible space around your home and ensure comprehensive coverage for wildfire damage. Standard homeowners insurance typically covers fire, but verify your policy includes wildland-urban interface fire protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Wheeler County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    94th percentile
  2. #2
    TornadoPrepare
    59th percentile
  3. #3
    EarthquakePrepare
    32th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Wheeler County

Risk Verdict

Wheeler County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 41th percentile nationally. Residents of Wheeler County can use the 41th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Wildfire risk is Wheeler County's dominant natural hazard, ranked at the 94th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 59th percentile nationally. Additional tracked hazards include earthquake (32th percentile), hurricane (23th percentile), flood (8th percentile).

Preparedness Context

At the 94th percentile nationally for wildfire risk, Wheeler County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. Alongside wildfire, tornado at the 59th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Wheeler County residents.

Regional Context

Wheeler County falls 7.7 points below Texas's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Wheeler County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Wheeler County, TX?
Wheeler County has a FEMA National Risk Index rating of Very Low, placing it in the 41th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Wheeler County?
Wheeler County is evaluated for five major natural hazard types: wildfire (94th percentile), tornado (59th percentile), earthquake (32th percentile), hurricane (23th percentile), flooding (8th percentile). The highest-risk hazard is wildfire at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Wheeler County risk compare to the Texas average?
Wheeler County's composite risk percentile is 41th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Wheeler County faces lower natural disaster risk than the typical county in Texas.
Is Wheeler County at risk for wildfire?
Yes, Wheeler County's wildfire risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Wheeler County is at the 8th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Wheeler County a safe place to live?
Wheeler County's composite risk score of 41th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 94th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.