Morgan County Disaster Risk
Morgan County, Utah
FEMA Risk Rating
Very Low
National Percentile
3th
of 3,144 counties
State Rank
#26
of 29 (1 = highest risk)
Flood Risk
11th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 11% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Moderate
Higher than 84% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 6% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 33% of US counties
Risk Overview
About Natural Disaster Risk in Morgan County, Utah
Morgan County among nation's safest regions
Morgan County's composite risk score of 3.47 places it in the Very Low category, a remarkable 33 points below Utah's state average of 36.19. This small northern county experiences minimal aggregate exposure to natural disasters.
Second-safest county in Utah
Morgan County ranks second lowest among Utah's 29 counties, trailing only Piute County (0.89) in overall disaster risk. Its exceptional safety reflects geographic isolation and a favorable hazard profile.
Safest in the Wasatch Front region
Morgan's 3.47 score makes it significantly safer than neighboring Summit County and Weber County to the west, as well as Daggett County to the northeast. It stands as an outlier of safety in the more hazard-exposed Wasatch Front area.
Wildfire remains the primary hazard
Wildfire risk scores 84.10—well above state average—making brush fires Morgan County's main natural disaster concern. Flood (10.69) and earthquake (32.86) risks remain below state averages, creating a narrow hazard profile.
Wildfire insurance is your main priority
Despite Morgan County's exceptional overall safety, wildfire exposure warrants dedicated insurance coverage not included in standard homeowners policies. Residents should secure wildfire riders and maintain defensible space around structures to protect against the county's primary hazard.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Morgan County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Morgan County
Risk Verdict
Morgan County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 3th percentile nationally. At the 3th percentile nationally, Morgan County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.
Hazard Breakdown
Wildfire risk is Morgan County's dominant natural hazard, ranked at the 84th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 33th percentile nationally. Additional tracked hazards include flood (11th percentile), tornado (6th percentile).
Preparedness Context
At the 84th percentile nationally for wildfire risk, Morgan County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. Alongside wildfire, earthquake at the 33th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Morgan County residents.
Regional Context
Morgan County falls 32.7 points below Utah's typical county risk level, making it one of the safer natural-hazard environments in the state.
Is your household prepared for Morgan County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Morgan County, UT?
What types of natural hazards affect Morgan County?
How does Morgan County risk compare to the Utah average?
Is Morgan County at risk for wildfire?
How is natural disaster risk measured?
Is Morgan County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.