riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Richmond County Disaster Risk

Richmond County, Virginia

FEMA Risk Rating

Very Low

National Percentile

10th

of 3,144 counties

State Rank

#103

of 133 (1 = highest risk)

Flood Risk

48th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 48% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 4% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 20% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 34% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 79% of US counties

Risk Overview

About Natural Disaster Risk in Richmond County, Virginia

Richmond County enjoys minimal disaster risk

Richmond County's composite risk score of 10.43 places it well below the national average, earning a "Very Low" rating across most hazard categories. This rural county benefits from geographic insulation from major earthquake zones and wildfire-prone regions.

Virginia's safest county by composite score

Richmond County's 10.43 score ranks among the absolute lowest in Virginia, significantly below the state average of 33.27. Only a handful of Virginia counties match this level of natural disaster resilience.

Safest in a relatively low-risk region

Richmond County's score of 10.43 edges out nearby Russell County (36.55) and stands dramatically lower than urban centers like Richmond city (78.40). The Northern Neck's rural character and distance from major fault lines provide genuine protection.

Hurricane exposure remains your sole concern

Hurricane risk scores 79.47—your only significantly elevated hazard—reflecting coastal vulnerability despite the county's overall low composite risk of 10.43. Flood risk of 48.20 is moderate, while wildfire (4.13) and tornado (20.29) risks are minimal.

Coastal residents need hurricane and flood coverage

While Richmond County's overall risk is low, residents in flood-prone or hurricane-vulnerable areas should secure flood insurance, especially near the Rappahannock River. Standard homeowners policies won't cover hurricane or flood damage—gap protection is essential.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Richmond County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    79th percentile
  2. #2
    FloodPrepare
    48th percentile
  3. #3
    EarthquakePrepare
    34th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Richmond County

Risk Verdict

Richmond County's overall natural disaster score at the 10th percentile puts it well below the national median for hazard exposure. Richmond County's 10th percentile ranking is favorable, though every county carries at least one natural hazard worth knowing — reviewing the specific risks listed above helps households focus their preparedness where it matters most.

Hazard Breakdown

Hurricane risk is Richmond County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 48th percentile nationally. Additional tracked hazards include earthquake (34th percentile), tornado (20th percentile), wildfire (4th percentile).

Preparedness Context

Hurricane exposure at the 79th percentile nationally makes Richmond County a county where pre-season preparedness — not storm-day preparation — determines outcomes. Richmond County evacuation decisions under a watch or warning benefit from prior planning, not routes improvised under time pressure. Flood, the county's second-ranked hazard at the 48th percentile nationally, represents an additional preparedness consideration for Richmond County independent of hurricane season. Richmond County residents benefit from registering with the county's special-needs evacuation registry if household members have mobility limitations, require electricity-dependent medical equipment, or cannot self-evacuate — registration in advance of storm season is required.

Regional Context

Richmond County's composite risk score sits 22.8 points below the Virginia county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Richmond County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Richmond County, VA?
Richmond County has a FEMA National Risk Index rating of Very Low, placing it in the 10th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Richmond County?
Richmond County is evaluated for five major natural hazard types: hurricane (79th percentile), flooding (48th percentile), earthquake (34th percentile), tornado (20th percentile), wildfire (4th percentile). The highest-risk hazard is hurricane at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Richmond County risk compare to the Virginia average?
Richmond County's composite risk percentile is 10th, compared to the Virginia state average of 33th percentile. The state's overall risk rating is Very Low. This means Richmond County faces lower natural disaster risk than the typical county in Virginia.
Is Richmond County at risk for hurricane?
Yes, Richmond County's hurricane risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Richmond County is at the 48th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Richmond County a safe place to live?
Richmond County's composite risk score of 10th percentile is below the Virginia state average of 33th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 79th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.