riskbycounty
FEMA National Risk Index

Bayfield County Disaster Risk

Bayfield County, Wisconsin

FEMA Risk Rating

Very Low

National Percentile

35th

of 3,144 counties

State Rank

#61

of 72 (1 = highest risk)

Flood Risk

33th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 33% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 17% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 16% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 0% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Advisory: Bayfield County

Risk Verdict

Bayfield County has a very low overall disaster risk profile, scoring in the 35th percentile nationally. This county is among the safer counties in the United States from a natural disaster perspective, though no area is entirely risk-free.

Hazard Breakdown

Flood risk is the dominant hazard for Bayfield County, scoring in the 33th percentile nationally. It is followed by wildfire risk at the 17th percentile. Additional hazards include tornado (16th), earthquake (0th), hurricane (0th).

Preparedness Context

With flood risk as the top concern, Bayfield County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as wildfire also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Bayfield County is notably safer than the average county in Wisconsin. Its composite risk score is 24 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.

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Frequently Asked Questions

What is the natural disaster risk in Bayfield County, WI?
Bayfield County has a FEMA National Risk Index rating of Very Low, placing it in the 35th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Bayfield County?
Bayfield County is evaluated for five major natural hazard types: flooding (33th percentile), wildfire (17th percentile), tornado (16th percentile), earthquake (0th percentile), hurricane (0th percentile). The highest-risk hazard is flooding at the 33th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Bayfield County risk compare to the Wisconsin average?
Bayfield County's composite risk percentile is 35th, compared to the Wisconsin state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Bayfield County faces lower natural disaster risk than the typical county in Wisconsin.
Is Bayfield County at risk for flooding?
Yes, Bayfield County's flooding risk is at the 33th percentile nationally. This is below the national median, indicating relatively lower exposure.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Bayfield County a safe place to live?
Bayfield County's composite risk score of 35th percentile is below the Wisconsin state average of 59th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 33th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Lafayette County

Wisconsin

-1.9

Very Low

33th percentile

Taylor County

Wisconsin

+2.1

Very Low

37th percentile

Rusk County

Wisconsin

+2.2

Very Low

37th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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