riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Eau Claire County Disaster Risk

Eau Claire County, Wisconsin

FEMA Risk Rating

Relatively Low

National Percentile

78th

of 3,144 counties

State Rank

#15

of 72 (1 = highest risk)

Flood Risk

80th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 80% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 30% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 81% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 10% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Eau Claire County, Wisconsin

Eau Claire faces elevated national risk

Eau Claire County scores 78.31 on the composite risk scale, placing it above the national average and indicating relatively elevated disaster exposure. This county experiences a notably higher frequency of natural hazard events than much of the nation.

Wisconsin's riskier counties

At 78.31, Eau Claire County exceeds Wisconsin's state average of 59.08, ranking among the state's higher-risk communities. Only a handful of Wisconsin counties face comparable natural disaster exposure.

Most vulnerable in the region

Eau Claire County's 78.31 score significantly exceeds nearby Dunn County (48.79) and Forest County (47.39), making it the region's most hazard-prone area. This elevated risk profile demands heightened preparedness compared to surrounding counties.

Tornadoes and floods drive exposure

Tornado risk stands at 80.60, the county's primary threat, while flooding presents substantial secondary risk at 79.93—both well above state and national norms. Wildfire and earthquake risks are more moderate at 30.12 and 9.83 respectively, though still noteworthy.

Prioritize comprehensive disaster coverage

With tornado risk at 80.60 and flood risk at 79.93, homeowners should secure robust insurance covering both storm damage and water damage from heavy rainfall. Consider above-ground safe rooms or shelters and maintain a detailed emergency action plan updated annually.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Eau Claire County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    81th percentile
  2. #2
    FloodPrepare
    80th percentile
  3. #3
    WildfirePrepare
    30th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Eau Claire County

Risk Verdict

With a national percentile rank of 78th, Eau Claire County faces below-average hazard exposure relative to U.S. counties as a whole. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Eau Claire County residents should plan accordingly.

Hazard Breakdown

Tornado risk is Eau Claire County's dominant natural hazard, ranked at the 81th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 80th percentile nationally. Additional tracked hazards include wildfire (30th percentile), earthquake (10th percentile), hurricane (0th percentile).

Preparedness Context

At the 81th percentile nationally for tornado risk, Eau Claire County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. The secondary flood hazard at the 80th percentile nationally adds seasonal complexity to Eau Claire County's preparedness calendar, since flood and tornado risk often peak at different points in the year. For Eau Claire County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.

Regional Context

At 19.2 points above the Wisconsin state average, Eau Claire County carries meaningfully higher natural disaster exposure than a typical Wisconsin county.

Is your household prepared for Eau Claire County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Eau Claire County, WI?
Eau Claire County has a FEMA National Risk Index rating of Relatively Low, placing it in the 78th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Eau Claire County?
Eau Claire County is evaluated for five major natural hazard types: tornado (81th percentile), flooding (80th percentile), wildfire (30th percentile), earthquake (10th percentile), hurricane (0th percentile). The highest-risk hazard is tornado at the 81th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Eau Claire County risk compare to the Wisconsin average?
Eau Claire County's composite risk percentile is 78th, compared to the Wisconsin state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Eau Claire County faces higher natural disaster risk than the typical county in Wisconsin.
Is Eau Claire County at risk for tornado?
Yes, Eau Claire County's tornado risk is at the 81th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Eau Claire County is at the 80th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Eau Claire County higher risk than average?
Eau Claire County's composite risk score of 78th percentile is above the Wisconsin state average of 59th percentile. This elevated risk is driven by tornado exposure (81th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.