riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Marathon County Disaster Risk

Marathon County, Wisconsin

FEMA Risk Rating

Relatively Moderate

National Percentile

87th

of 3,144 counties

State Rank

#5

of 72 (1 = highest risk)

Flood Risk

88th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 88% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 40% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 84% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 18% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Marathon County, Wisconsin

Marathon County faces moderate disaster risk

Marathon County's composite risk score of 87.15 substantially exceeds Wisconsin's state average of 59.08 and carries a "Relatively Moderate" rating—the highest classification in this dataset. The county faces notably elevated exposure to flooding, tornadoes, and wildfire combined.

Among Wisconsin's highest-risk counties

At 87.15, Marathon County ranks as one of Wisconsin's riskiest counties, significantly surpassing the state average of 59.08. Only a handful of Wisconsin counties face comparably elevated composite disaster exposure.

Substantially riskier than surrounding areas

Marathon County's 87.15 score far exceeds neighboring Lincoln County (52.64) and Portage County, positioning it as the most hazard-exposed region in central Wisconsin. The elevation reflects the county's particularly acute flood and tornado vulnerabilities.

Flooding and tornadoes compound risk

Flood risk reaches 87.66 in Marathon County—among the highest in the state—while tornado risk of 83.78 creates exceptional dual exposure. Wildfire risk of 40.08 adds a third significant hazard, making Marathon County uniquely vulnerable to multiple disaster types.

Flood insurance is critical here

Marathon County residents face urgent need for comprehensive flood insurance alongside standard homeowners coverage with strong wind/hail protection. The county's elevated exposure across multiple hazard types warrants professional insurance review to ensure adequate limits and coverage—not optional, essential.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Marathon County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    88th percentile
  2. #2
    TornadoPrepare
    84th percentile
  3. #3
    WildfirePrepare
    40th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Marathon County

Risk Verdict

At the 87th percentile nationally, Marathon County sits in the upper half of U.S. counties for natural disaster exposure. At this risk level, having a documented household preparedness plan — not just awareness — is the meaningful next step for Marathon County residents.

Hazard Breakdown

Flood risk is Marathon County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 84th percentile nationally. Additional tracked hazards include wildfire (40th percentile), earthquake (18th percentile), hurricane (0th percentile).

Preparedness Context

At the 88th percentile nationally for flood risk, Marathon County residents benefit from understanding their specific flood zone status. Even one inch of floodwater causes significant structural damage to properties outside officially designated high-risk zones. Secondary tornado exposure at the 84th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. A tested family preparedness plan specific to Marathon County's primary hazards — including how to shelter in place or evacuate, and who to call — provides more real protection than a general emergency kit sitting unused on a shelf.

Regional Context

The Wisconsin county average is 28.1 composite points below Marathon County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Marathon County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Marathon County, WI?
Marathon County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 87th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Marathon County?
Marathon County is evaluated for five major natural hazard types: flooding (88th percentile), tornado (84th percentile), wildfire (40th percentile), earthquake (18th percentile), hurricane (0th percentile). The highest-risk hazard is flooding at the 88th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Marathon County risk compare to the Wisconsin average?
Marathon County's composite risk percentile is 87th, compared to the Wisconsin state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Marathon County faces higher natural disaster risk than the typical county in Wisconsin.
Is Marathon County at risk for flooding?
Yes, Marathon County's flooding risk is at the 88th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Marathon County higher risk than average?
Marathon County's composite risk score of 87th percentile is above the Wisconsin state average of 59th percentile. This elevated risk is driven by flooding exposure (88th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.