riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Oconto County Disaster Risk

Oconto County, Wisconsin

FEMA Risk Rating

Relatively Low

National Percentile

61th

of 3,144 counties

State Rank

#40

of 72 (1 = highest risk)

Flood Risk

69th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 69% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 39% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 60% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 13% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Oconto County, Wisconsin

Oconto County has below-average risk

Oconto County's composite risk score of 61.45 sits just above the national average, placing it in the lower-risk category despite modest exposure to flooding and tornadoes. Residents face manageable but real natural disaster risks requiring standard precautions.

Slightly above Wisconsin average

Oconto County scores 61.45, modestly above Wisconsin's state average of 59.08, ranking it in the middle-to-lower range statewide. This positioning suggests relatively stable conditions compared to high-risk counties like Milwaukee.

Comparable to surrounding counties

Oconto County's score of 61.45 falls between Oneida County (62.53) and Outagamie County (79.68), reflecting its position in northeastern Wisconsin's diverse risk landscape. Its wildfire risk of 38.80 is notably higher than most neighbors, a regional quirk worth monitoring.

Floods and tornados with wildfire concern

Flood risk scores 68.80 and tornado risk reaches 60.31 in Oconto County, with wildfire risk at 38.80—the highest among the county's hazard types. The combination of water-based and fire-based threats reflects the county's geography along Lake Michigan and forested interior.

Standard coverage with flood consideration

Oconto County residents near rivers or wetlands should evaluate flood insurance options, as the 68.80 flood risk score warrants attention. Standard homeowners and auto insurance should cover tornado and wildfire damage, but review your policy to confirm adequate coverage limits.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Oconto County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    69th percentile
  2. #2
    TornadoPrepare
    60th percentile
  3. #3
    WildfirePrepare
    39th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Oconto County

Risk Verdict

Oconto County has a below-average natural disaster risk profile, scoring at the 61th percentile nationally under FEMA's National Risk Index. Households in Oconto County benefit from knowing which individual hazard types — flood, wildfire, tornado, or hurricane — are the primary contributors.

Hazard Breakdown

Flood risk is Oconto County's dominant natural hazard, ranked at the 69th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 60th percentile nationally. Additional tracked hazards include wildfire (39th percentile), earthquake (13th percentile), hurricane (0th percentile).

Preparedness Context

Oconto County's top natural hazard is flood risk, ranked at the 69th percentile nationally. Homeowners here should confirm whether they are in a FEMA-designated flood zone and check if standard homeowners insurance covers flood damage — it typically does not. Alongside flooding, tornado exposure at the 60th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. For most Oconto County households, the highest-return preparedness step is storing critical documents in digital cloud backup combined with a pre-designated family meeting point if communication is disrupted.

Regional Context

At just 2.4 composite points from the Wisconsin average, Oconto County's natural disaster risk is closely in line with its in-state peers.

Is your household prepared for Oconto County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Oconto County, WI?
Oconto County has a FEMA National Risk Index rating of Relatively Low, placing it in the 61th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Oconto County?
Oconto County is evaluated for five major natural hazard types: flooding (69th percentile), tornado (60th percentile), wildfire (39th percentile), earthquake (13th percentile), hurricane (0th percentile). The highest-risk hazard is flooding at the 69th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Oconto County risk compare to the Wisconsin average?
Oconto County's composite risk percentile is 61th, compared to the Wisconsin state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Oconto County faces higher natural disaster risk than the typical county in Wisconsin.
Is Oconto County at risk for flooding?
Yes, Oconto County's flooding risk is at the 69th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Oconto County higher risk than average?
Oconto County's composite risk score of 61th percentile is above the Wisconsin state average of 59th percentile. This elevated risk is driven by flooding exposure (69th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.