riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Pepin County Disaster Risk

Pepin County, Wisconsin

FEMA Risk Rating

Very Low

National Percentile

7th

of 3,144 counties

State Rank

#72

of 72 (1 = highest risk)

Flood Risk

16th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 16% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 2% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 31% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 1% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Pepin County, Wisconsin

Pepin County has minimal disaster risk

Pepin County's composite risk score of 7.19 is extraordinarily low—far below the national average—placing it among America's safest counties from natural disaster threats. This "Very Low" rating reflects exceptional stability across all major hazard categories.

Wisconsin's safest county

Pepin County ranks as the lowest-risk county in Wisconsin with a score of 7.19, dramatically below the state average of 59.08. No other Wisconsin county comes close to this level of safety across natural disaster types.

Exceptionally safe compared to peers

Pepin County's score of 7.19 is far lower than Pierce County (42.33) and any other neighboring communities, making it an outlier in its region. The county's remote location and small population contribute to minimal exposure to cascading disaster effects.

Tornado risk is the only meaningful threat

Tornado risk scores 30.95 in Pepin County, the only hazard type reaching even moderate levels; all other risks score below 20. Flood risk of 16.22 is the second-highest but still minimal compared to most Wisconsin counties.

Standard insurance provides ample protection

Pepin County residents can rely on basic homeowners insurance given the county's minimal disaster risk profile. A simple tornado safety plan and weather alert subscription provide all the additional preparedness most households in this exceptionally safe county require.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Pepin County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    31th percentile
  2. #2
    FloodPrepare
    16th percentile
  3. #3
    WildfirePrepare
    2th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Pepin County

Risk Verdict

Pepin County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 7th percentile nationally. The 7th percentile national ranking is one lens; Pepin County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Tornado risk is Pepin County's dominant natural hazard, ranked at the 31th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 16th percentile nationally. Additional tracked hazards include wildfire (2th percentile), earthquake (1th percentile), hurricane (0th percentile).

Preparedness Context

At the 31th percentile nationally for tornado risk, Pepin County households benefit most from a reliable alert system — a NOAA weather radio that activates during overnight hours when residents may not be checking smartphone alerts. Flood is the second hazard driver for Pepin County at the 16th percentile nationally, meaning households should maintain awareness of both severe-weather and flood-specific warning systems. For Pepin County households, a pre-decided family shelter plan — who goes where, how children are retrieved from school during a warning, and a neighborhood meet-up point if phones fail — provides real protection that no supply kit alone can replicate.

Regional Context

Pepin County falls 51.9 points below Wisconsin's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Pepin County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Pepin County, WI?
Pepin County has a FEMA National Risk Index rating of Very Low, placing it in the 7th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Pepin County?
Pepin County is evaluated for five major natural hazard types: tornado (31th percentile), flooding (16th percentile), wildfire (2th percentile), earthquake (1th percentile), hurricane (0th percentile). The highest-risk hazard is tornado at the 31th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Pepin County risk compare to the Wisconsin average?
Pepin County's composite risk percentile is 7th, compared to the Wisconsin state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Pepin County faces lower natural disaster risk than the typical county in Wisconsin.
Is Pepin County at risk for tornado?
Yes, Pepin County's tornado risk is at the 31th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Pepin County is at the 16th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Pepin County a safe place to live?
Pepin County's composite risk score of 7th percentile is below the Wisconsin state average of 59th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is tornado at the 31th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.