riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Vernon County Disaster Risk

Vernon County, Wisconsin

FEMA Risk Rating

Relatively Low

National Percentile

75th

of 3,144 counties

State Rank

#19

of 72 (1 = highest risk)

Flood Risk

70th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 70% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 17% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 69% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 13% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 10% of US counties

Risk Overview

About Natural Disaster Risk in Vernon County, Wisconsin

Vernon County faces elevated risks

With a composite risk score of 74.97, Vernon County exceeds the national average and earns a "Relatively Low" rating despite significant exposure to flooding and tornadoes. The county's driftless topography and river valleys create natural vulnerability corridors.

Wisconsin's second-riskiest county

Vernon County's score of 74.97 places it among Wisconsin's highest-risk counties, second only to a handful of peers, well above the state average of 59.08. The county's combination of flood, tornado, and modest earthquake risk explains this elevated position.

Riskier than Crawford, Richland

Vernon County's risk score of 74.97 significantly exceeds neighboring Crawford and Richland counties, despite their shared driftless terrain. Vernon's higher tornado risk (69.43) and specific flood vulnerability patterns distinguish it as the region's riskiest county.

Flooding and severe tornadoes

Flood risk reaches 70.17, making it Vernon County's most significant hazard as the Kickapoo, Baraboo, and other river systems regularly threaten property. Tornado risk at 69.43 ranks among Wisconsin's highest, creating a dual severe-weather threat.

Flood and windstorm coverage essential

Given flood risk of 70.17, all homeowners near rivers and low-lying areas must secure flood insurance through the National Flood Insurance Program. Windstorm and hail coverage is equally critical for the county's 69.43 tornado risk, particularly for roof and structural protection.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Vernon County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    70th percentile
  2. #2
    TornadoPrepare
    69th percentile
  3. #3
    WildfirePrepare
    17th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Vernon County

Risk Verdict

At the 75th percentile nationally, Vernon County experiences a manageable level of natural hazard risk that falls below the U.S. median. Vernon County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.

Hazard Breakdown

Flood risk is Vernon County's dominant natural hazard, ranked at the 70th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 69th percentile nationally. Additional tracked hazards include wildfire (17th percentile), earthquake (13th percentile), hurricane (10th percentile).

Preparedness Context

Vernon County's dominant hazard is flooding, ranked at the 70th percentile nationally. In addition to flood insurance, residents should identify their nearest evacuation shelter and store key documents in waterproof containers. The county's second-ranked hazard, tornado at the 69th percentile nationally, means Vernon County residents face compounding risks from multiple natural hazard types during peak seasons. Vernon County's county emergency management office publishes hazard-specific guidance tailored to local conditions; bookmarking that resource and the county's alert system is a practical first step for any household.

Regional Context

Vernon County falls 15.9 points above Wisconsin's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Vernon County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Vernon County, WI?
Vernon County has a FEMA National Risk Index rating of Relatively Low, placing it in the 75th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Vernon County?
Vernon County is evaluated for five major natural hazard types: flooding (70th percentile), tornado (69th percentile), wildfire (17th percentile), earthquake (13th percentile), hurricane (10th percentile). The highest-risk hazard is flooding at the 70th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Vernon County risk compare to the Wisconsin average?
Vernon County's composite risk percentile is 75th, compared to the Wisconsin state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Vernon County faces higher natural disaster risk than the typical county in Wisconsin.
Is Vernon County at risk for flooding?
Yes, Vernon County's flooding risk is at the 70th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Vernon County higher risk than average?
Vernon County's composite risk score of 75th percentile is above the Wisconsin state average of 59th percentile. This elevated risk is driven by flooding exposure (70th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.