riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Washington County Disaster Risk

Washington County, Wisconsin

FEMA Risk Rating

Relatively Low

National Percentile

68th

of 3,144 counties

State Rank

#30

of 72 (1 = highest risk)

Flood Risk

66th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 66% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 49% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 84% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 33% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 9% of US counties

Risk Overview

About Natural Disaster Risk in Washington County, Wisconsin

Washington above average but manageable

Washington County scores 68.32 on the composite risk index, earning a relatively low risk rating despite running 16% above Wisconsin's state average of 59.08. The county's hazard profile places it in the moderate range nationally.

Upper-middle risk tier statewide

Washington County ranks in the upper half of Wisconsin's 72 counties for natural disaster risk. The county's elevated scores are driven primarily by tornado and flood hazards that exceed state norms.

Riskier than most nearby counties

Washington County (68.32) faces considerably higher composite risk than Waupaca County (67.59) and significantly more than Waushara County (43.26). It remains somewhat safer than neighboring Waukesha County's 88.87 score.

Tornadoes and floods lead threats

Tornado risk reaches 84.06—among Wisconsin's highest—while flood risk scores 66.13, affecting major portions of the county. Wildfire risk remains moderate at 49.05, and earthquake risk is minimal at 32.51.

Storm and flood protection essential

Washington County homeowners need robust wind and tornado coverage in their standard insurance policies. Properties in flood-prone zones require separate National Flood Insurance Program coverage, as standard policies never cover flood damage.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Washington County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    84th percentile
  2. #2
    FloodPrepare
    66th percentile
  3. #3
    WildfirePrepare
    49th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Washington County

Risk Verdict

Washington County sits below the national average for natural disaster exposure, ranking at the 68th percentile across all U.S. counties. Understanding the specific hazards behind Washington County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Tornado risk is Washington County's dominant natural hazard, ranked at the 84th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 66th percentile nationally. Additional tracked hazards include wildfire (49th percentile), earthquake (33th percentile), hurricane (9th percentile).

Preparedness Context

Ranked at the 84th percentile nationally for tornado risk, Washington County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. Washington County's county shelter map is typically available through the local emergency management office. The secondary flood hazard at the 66th percentile nationally adds seasonal complexity to Washington County's preparedness calendar, since flood and tornado risk often peak at different points in the year. Washington County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

A composite score 9.2 points above the Wisconsin state average puts Washington County in a higher-risk category than most counties in the state.

Is your household prepared for Washington County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Washington County, WI?
Washington County has a FEMA National Risk Index rating of Relatively Low, placing it in the 68th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Washington County?
Washington County is evaluated for five major natural hazard types: tornado (84th percentile), flooding (66th percentile), wildfire (49th percentile), earthquake (33th percentile), hurricane (9th percentile). The highest-risk hazard is tornado at the 84th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Washington County risk compare to the Wisconsin average?
Washington County's composite risk percentile is 68th, compared to the Wisconsin state average of 59th percentile. The state's overall risk rating is Relatively Low. This means Washington County faces higher natural disaster risk than the typical county in Wisconsin.
Is Washington County at risk for tornado?
Yes, Washington County's tornado risk is at the 84th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Washington County is at the 66th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Washington County higher risk than average?
Washington County's composite risk score of 68th percentile is above the Wisconsin state average of 59th percentile. This elevated risk is driven by tornado exposure (84th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.