riskbycounty
FEMA National Risk Index

Chambers County Disaster Risk

Chambers County, Alabama

FEMA Risk Rating

Relatively Low

National Percentile

47th

of 3,144 counties

State Rank

#46

of 67 (1 = highest risk)

Flood Risk

57th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 57% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 52% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 67% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 58% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 70% of US counties

Risk Advisory: Chambers County

Risk Verdict

Chambers County shows a relatively low overall disaster risk profile, scoring in the 47th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Hurricane risk is the dominant hazard for Chambers County, scoring in the 70th percentile nationally. It is followed by tornado risk at the 67th percentile. Additional hazards include earthquake (58th), flood (57th), wildfire (52th).

Preparedness Context

With hurricane risk as the top concern, Chambers County residents should know your evacuation route, stockpile supplies for at least 72 hours, and review your homeowners and flood insurance policies annually. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Chambers County is notably safer than the average county in Alabama. Its composite risk score is 14.3 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.

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Frequently Asked Questions

What is the natural disaster risk in Chambers County, AL?
Chambers County has a FEMA National Risk Index rating of Relatively Low, placing it in the 47th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Chambers County?
Chambers County is evaluated for five major natural hazard types: hurricane (70th percentile), tornado (67th percentile), earthquake (58th percentile), flooding (57th percentile), wildfire (52th percentile). The highest-risk hazard is hurricane at the 70th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Chambers County risk compare to the Alabama average?
Chambers County's composite risk percentile is 47th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means Chambers County faces lower natural disaster risk than the typical county in Alabama.
Is Chambers County at risk for hurricane?
Yes, Chambers County's hurricane risk is at the 70th percentile nationally. This is above the national median. For flooding specifically, Chambers County is at the 57th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Chambers County a safe place to live?
Chambers County's composite risk score of 47th percentile is below the Alabama state average of 62th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 70th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Barbour County

Alabama

+0.9

Relatively Low

48th percentile

Monroe County

Alabama

+1.4

Relatively Low

49th percentile

Washington County

Alabama

-1.6

Relatively Low

46th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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