riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Washington County Disaster Risk

Washington County, Alabama

FEMA Risk Rating

Relatively Low

National Percentile

46th

of 3,144 counties

State Rank

#47

of 67 (1 = highest risk)

Flood Risk

38th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 38% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 66% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 66% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 46% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 87% of US counties

Risk Overview

About Natural Disaster Risk in Washington County, Alabama

Washington County's natural disaster risk

Washington County scores 45.64 on the national composite risk scale, earning a "Relatively Low" rating that sits well below the national average. This means your county faces below-average exposure to combined natural hazards compared to most U.S. counties.

Lower risk than most Alabama counties

At 45.64, Washington County's composite risk score runs significantly below Alabama's state average of 61.54, placing it among the safer counties statewide. This 26% gap below the state average reflects relatively controlled hazard exposure across most disaster types.

Safest among nearby Alabama counties

Washington County's risk profile ranks favorably next to neighboring Wilcox County (36.70) and Winston County (59.19), though it sits between them in overall exposure. Even so, all three counties cluster below or near the state average, suggesting a safer region overall.

Hurricane and tornado exposure top concerns

Hurricane risk dominates Washington County's threat profile at 86.94, the highest individual hazard score, while tornado risk follows at 66.35. Wildfire risk also registers moderately elevated at 65.84, though flood, earthquake, and hurricane impacts remain the primary considerations for preparedness.

Secure comprehensive coverage today

With elevated hurricane and tornado exposure, homeowners should verify their policies include wind and hail coverage—standard homeowners policies often exclude these perils. Given the 86.94 hurricane risk score, flood insurance from the National Flood Insurance Program is also worth evaluating for your specific property location.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Washington County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    87th percentile
  2. #2
    TornadoPrepare
    66th percentile
  3. #3
    WildfirePrepare
    66th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Washington County

Risk Verdict

Washington County ranks at the 46th percentile nationally for natural disaster risk — below the median for U.S. counties. At the 46th percentile nationally, Washington County's natural hazard profile is comparatively favorable — community resilience is reinforced when individual households maintain a reviewed emergency plan.

Hazard Breakdown

Hurricane risk is Washington County's dominant natural hazard, ranked at the 87th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 66th percentile nationally. Additional tracked hazards include wildfire (66th percentile), earthquake (46th percentile), flood (38th percentile).

Preparedness Context

Washington County ranks at the 87th percentile nationally for hurricane risk. For coastal counties, wind-resistant shutters or impact-rated windows represent the highest single structural investment for reducing property damage. Washington County's tornado exposure at the 66th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. For extended post-storm outages common in Washington County's hurricane zone, a portable generator (operated outdoors only) and a supply of non-perishable food for at least seven days provides meaningful household resilience.

Regional Context

A composite score 15.9 points below the Alabama state average puts Washington County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Washington County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Washington County, AL?
Washington County has a FEMA National Risk Index rating of Relatively Low, placing it in the 46th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Washington County?
Washington County is evaluated for five major natural hazard types: hurricane (87th percentile), tornado (66th percentile), wildfire (66th percentile), earthquake (46th percentile), flooding (38th percentile). The highest-risk hazard is hurricane at the 87th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Washington County risk compare to the Alabama average?
Washington County's composite risk percentile is 46th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means Washington County faces lower natural disaster risk than the typical county in Alabama.
Is Washington County at risk for hurricane?
Yes, Washington County's hurricane risk is at the 87th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Washington County is at the 38th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Washington County a safe place to live?
Washington County's composite risk score of 46th percentile is below the Alabama state average of 62th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is hurricane at the 87th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.