Cherokee County Disaster Risk

Cherokee County, Alabama

FEMA Risk Rating

Relatively Low

National Percentile

63th

of 3,144 counties

State Rank

#35

of 67 (1 = highest risk)

Flood Risk

70th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 70% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 68% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 83% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 73% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 63% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Cherokee County, AL?
Cherokee County has a FEMA National Risk Index rating of Relatively Low, placing it in the 63th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cherokee County?
Cherokee County is evaluated for five major natural hazard types: tornado (83th percentile), earthquake (73th percentile), flooding (70th percentile), wildfire (68th percentile), hurricane (63th percentile). The highest-risk hazard is tornado at the 83th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cherokee County risk compare to the Alabama average?
Cherokee County's composite risk percentile is 63th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means Cherokee County faces higher natural disaster risk than the typical county in Alabama.
Is Cherokee County at risk for tornado?
Yes, Cherokee County's tornado risk is at the 83th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Cherokee County is at the 70th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Cherokee County higher risk than average?
Cherokee County's composite risk score of 63th percentile is above the Alabama state average of 62th percentile. This elevated risk is driven by tornado exposure (83th percentile), along with earthquake and flooding and wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.